A

A & N Mortgage Services, Inc.

Independent Mortgage CompanySPRINGFIELD, ILDirect

We analyzed every closed loan from A N Mortgage Services 1.3k loans across 1k applications— and benchmarked them against peer lenders across the 4 Ps of Mortgage Shopping.

Pricing
Sound
vs. all lenders
Pull Through
Strong
closing strength
Products
Strong
FHA · Conventional · VA · Jumbo
Place
Strong
Multi-Region · 6 mkts
Safe Rate AwardsConventional SuperstarFHA SuperstarPurchase SuperstarRefinance Superstar

Shopping for a Mortgage?

Save A N Mortgage Services or ask our AI assistant to explore your options.

Safe Rate's Summary

What They Do Well

  • Strong pull through performance
  • Particularly strong in Conventional and FHA and Jumbo loans

Explore another lender or local market

Report Card

A & N Mortgage Services, Inc. performance at a glance

CategoryScorevs. Peers
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Sound
Industry Standard
+34.3 bps above market avg
Pull Through
Closing strength
Strong
Highly Competitive
Top 40% of lenders
By Loan Product· Specialization by type
Conventional
Strong
Highly Competitive
Top 40% of lenders
FHA
Strong
Highly Competitive
Top 40% of lenders
VA
Sound
Industry Standard
Top 60% of lenders
Jumbo
Strong
Highly Competitive
Top 40% of lenders
By Loan Purpose· Transaction purpose mix
Purchase
Strong
Highly Competitive
Top 40% of lenders
Refinance
Strong
Highly Competitive
Top 40% of lenders
By Location· Geographic coverage
Geographic Reach
Coverage footprint
Sound
Industry Standard
Top 60% of lenders
Multi-Regional7 markets

Loan Product Performance

Performance by Loan Product

Loan TypeOverall
ProductPricingPull ThroughVolumeMixSpread
Fees
Conventional
Strong
Strong
Sound
Strong
1,23593.5%
+0.331%Above
$1,622Fees
FHA Loans
Strong
Strong
Sound
Exceptional
564.2%
+0.567%Above
$1,247Fees
VA Loans
Sound
Sound
171.3%
-0.057%Below
$2,465Fees
Jumbo Loans
Strong
Strong
131.0%
+0.245%Above
$2,131Fees

Loan Purpose Performance

Performance by Loan Purpose

PurposeOverall
ProductPricingPull ThroughVolumeMixSpread
Fees
Purchase
Strong
Strong
Sound
Strong
1,14886.9%
+0.379%Above
$1,803Fees
Refinance
Strong
Strong
Strong
Exceptional
17313.1%
+0.135%Above
$496Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
1,321
Applications
1,321
Volume
$478 million
Pricing & Closing
Avg Rate Spread
+0.343%
vs. market APOR
Avg Net Fees
$1,610
Origination − Credits
Pullthrough Rate
100.0%
Applications → Closed
Typical Borrower
Avg Loan Amount
$361,964
Avg Borrower Income
$168,883
Avg Property Value
$477,521

Geographic Coverage

Geographic Performance

Metro Areas
6
States Served
17
We count Washington DC as a state
Avg Place Specialization
Strong

States with Loan Originations

ALAZCACOFLIAILINMIMNMOMTNCOHTNTXWI

Top Metro Areas by Place Specialization Score

1
Chicago, ILMSA
Volume: 1,027Mix: 77.74%of portfolio
Place
Exceptional
2
Lake County, IL, ILMSA
Volume: 54Mix: 4.09%of portfolio
Place
Strong
3
Elgin, IL, ILMSA
Volume: 32Mix: 2.42%of portfolio
Place
Sound
4
Champaign, ILMSA
Volume: 19Mix: 1.44%of portfolio
Place
Sound
5
Milwaukee, WIMSA
Volume: 27Mix: 2.04%of portfolio
Place
Sound
6
Lake County, INMSA
Volume: 12Mix: 0.91%of portfolio
Place
Sound

Top States by Place Specialization Score

1
ILState
Volume: 1,149Mix: 86.98%of portfolio
Place
Exceptional
2
WIState
Volume: 46Mix: 3.48%of portfolio
Place
Sound
3
INState
Volume: 27Mix: 2.04%of portfolio
Place
Sound
4
MIState
Volume: 26Mix: 1.97%of portfolio
Place
Sound
5
OHState
Volume: 14Mix: 1.06%of portfolio
Place
Acceptable
6
FLState
Volume: 17Mix: 1.29%of portfolio
Place
Acceptable

How We Rank Lenders

Our rankings use a weighted average of scores across equally-weighted categories to evaluate lenders on a linear, raw performance scale.

Our Point System (Max 30 Points)

10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of A & N Mortgage Services, Inc.?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile
The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.