What loan types does A & N Mortgage Services offer?

A & N Mortgage Services offers the following mortgage loan types: FHA, Conventional, VA, Jumbo. Each product has its own pricing score and performance metrics.

Where does A & N Mortgage Services offer mortgages?

A & N Mortgage Services offers mortgages in 17 states: AL, AZ, CA, CO, FL, IA, IL, IN, MI, MN, MO, MT, NC, OH, TN, TX, WI.

How competitive are A & N Mortgage Services's mortgage rates?

A & N Mortgage Services has an overall pricing score of 49.3/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is A & N Mortgage Services?

A & N Mortgage Services is a Independent Mortgage Company headquartered in SPRINGFIELD, IL.

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A & N Mortgage Services

Independent Mortgage Company•Springfield, ILHQ•Direct•Reviews near you on Google

We analyzed every closed loan from A & N Mortgage Services — 1.3k loans across 1k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Sound

3/5

vs. all lenders

Pull-through

Strong

4/5

closing strength

Product

Strong

4/5

FHA · Conventional · VA · Jumbo

Place

Strong

4/5

Multi-Region · 6 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Awards

Conventional

Superstar

FHA

Superstar

Purchase

Superstar

Refinance

Superstar

Summary

What They Do Well

Strong pull through performance
Particularly strong in Conventional and FHA and Jumbo loans

Explore another lender or local market

Report Card

A & N Mortgage Services performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Sound

+34.3 bps above market avg

3/5

Pull Through

Closing strength

Strong

Top 40% of lenders

4/5

By Loan Product· Specialization by type

Conventional

1,235 loans · 0.33% above market

Strong

Top 40% of lenders

4/5

FHA

56 loans · 0.57% above market

Strong

Top 40% of lenders

4/5

17 loans · 0.06% below market

Sound

Top 60% of lenders

3/5

Jumbo

13 loans · 0.24% above market

Strong

Top 40% of lenders

4/5

By Loan Purpose· Transaction purpose mix

Purchase

1,148 loans · 0.38% above market

Strong

Top 40% of lenders

4/5

Refinance

173 loans · 0.14% above market

Strong

Top 40% of lenders

4/5

By Location· Geographic coverage

Geographic Reach

Multi-Regional · 7 markets

Sound

Top 60% of lenders

3/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Strong	Strong	Sound	Strong	1,235	93.5%	+0.331%Above	$1,622Fees
FHA Loans	Strong	Strong	Sound	Exceptional	56	4.2%	+0.567%Above	$1,247Fees
VA Loans	Sound	Sound	—	—	17	1.3%	-0.057%Below	$2,465Fees
Jumbo Loans	Strong	Strong	—	—	13	1.0%	+0.245%Above	$2,131Fees

Conventional

Overall

Strong

Product

Strong

Pricing

Sound

Pull Through

Strong

Volume1,235

Mix93.5%

Spread

+0.331%Above

Fees

$1,622Fees

FHA Loans

Overall

Strong

Product

Strong

Pricing

Sound

Pull Through

Exceptional

Volume56

Mix4.2%

Spread

+0.567%Above

Fees

$1,247Fees

VA Loans

Overall

Sound

Product

Sound

Pricing—

Pull Through—

Volume17

Mix1.3%

Spread

-0.057%Below

Fees

$2,465Fees

Jumbo Loans

Overall

Strong

Product

Strong

Pricing—

Pull Through—

Volume13

Mix1.0%

Spread

+0.245%Above

Fees

$2,131Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Strong	Strong	Sound	Strong	1,148	86.9%	+0.379%Above	$1,803Fees
Refinance	Strong	Strong	Strong	Exceptional	173	13.1%	+0.135%Above	$496Fees

Purchase

Overall

Strong

Product

Strong

Pricing

Sound

Pull Through

Strong

Volume1,148

Mix86.9%

Spread

+0.379%Above

Fees

$1,803Fees

Refinance

Overall

Strong

Product

Strong

Pricing

Strong

Pull Through

Exceptional

Volume173

Mix13.1%

Spread

+0.135%Above

Fees

$496Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

1,321

Applications

1,321

Volume

$478 million

Pricing & Closing

Avg Rate Spread

+0.343%

vs. market APOR

Avg Net Fees

$1,610

Origination − Credits

Pullthrough Rate

100.0%

Applications → Closed

Typical Borrower

Avg Loan Amount

$361,964

Avg Borrower Income

$168,883

Avg Property Value

$477,521

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

17Full-year 2024 · HMDA

Loans originated

< 2020–5050+None

Midwest8

IAILINMIMNMOOHWI

South5

ALFLNCTNTX

West4

AZCACOMT

Top Metro Areas by Place Specialization Score

Chicago, ILMetro

Volume 1,027Mix 77.74% of portfolio

91/100

Exceptional

Lake County, ILMetro

Volume 54Mix 4.09% of portfolio

71/100

Strong

Elgin, ILMetro

Volume 32Mix 2.42% of portfolio

58/100

Sound

Champaign, ILMetro

Volume 19Mix 1.44% of portfolio

53/100

Sound

Milwaukee, WIMetro

Volume 27Mix 2.04% of portfolio

51/100

Sound

Lake County, INMetro

Volume 12Mix 0.91% of portfolio

43/100

Sound

Top States by Place Specialization Score

IllinoisState

Volume 1,149Mix 86.98% of portfolio

90/100

Exceptional

WisconsinState

Volume 46Mix 3.48% of portfolio

54/100

Sound

IndianaState

Volume 27Mix 2.04% of portfolio

47/100

Sound

MichiganState

Volume 26Mix 1.97% of portfolio

46/100

Sound

OhioState

Volume 14Mix 1.06% of portfolio

39/100

Acceptable

FloridaState

Volume 17Mix 1.29% of portfolio

37/100

Acceptable

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.