What loan types does Abound Federal Credit Union offer?

Abound Federal Credit Union offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does Abound Federal Credit Union offer mortgages?

Abound Federal Credit Union offers mortgages in 2 states: IN, KY.

How competitive are Abound Federal Credit Union's mortgage rates?

Abound Federal Credit Union has an overall pricing score of 90.7/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Abound Federal Credit Union?

Abound Federal Credit Union is a Credit Union headquartered in Radcliff, KY.

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Abound Federal Credit Union

Credit Union•Radcliff, KYHQ•Direct•Reviews near you on Google

Abound Federal Credit Union has 385 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Exceptional

5/5

vs. all lenders

Pull-through

Strong

4/5

closing strength

Product

Strong

4/5

Conventional

Place

Strong

4/5

Regional · 4 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Awards

Conventional

Superstar

Purchase

Superstar

Refinance

Superstar

Summary

What They Do Well

Offers rates 16.30 basis points below market average
Lower than average lender fees
Strong pull through performance

Explore another lender or local market

Report Card

Abound Federal Credit Union performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Exceptional

Rates 16.3 bps below market avg

5/5

Pull Through

Closing strength

Strong

Top 40% of lenders

4/5

By Loan Product· Specialization by type

Conventional

373 loans · 0.15% below market

Strong

Top 40% of lenders

4/5

By Loan Purpose· Transaction purpose mix

Purchase

262 loans · 0.16% below market

Strong

Top 40% of lenders

4/5

Refinance

123 loans · 0.17% below market

Strong

Top 40% of lenders

4/5

By Location· Geographic coverage

Geographic Reach

Regional · 5 markets

Strong

Top 40% of lenders

4/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Strong	Strong	Exceptional	Strong	373	96.9%	-0.152%Below	$234Credit

Conventional

Overall

Strong

Product

Strong

Pricing

Exceptional

Pull Through

Strong

Volume373

Mix96.9%

Spread

-0.152%Below

Fees

$234Credit

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Strong	Strong	Exceptional	Sound	262	68.1%	-0.159%Below	$302Credit
Refinance	Strong	Strong	Exceptional	Sound	123	31.9%	-0.173%Below	$81Credit

Purchase

Overall

Strong

Product

Strong

Pricing

Exceptional

Pull Through

Sound

Volume262

Mix68.1%

Spread

-0.159%Below

Fees

$302Credit

Refinance

Overall

Strong

Product

Strong

Pricing

Exceptional

Pull Through

Sound

Volume123

Mix31.9%

Spread

-0.173%Below

Fees

$81Credit

At a Glance

Lender Overview

Lending Activity

Loans Originated

385

Applications

705

Volume

$96 million

Pricing & Closing

Avg Rate Spread

-0.163%

vs. market APOR

Avg Net Fees

$-230

Origination − Credits

Pullthrough Rate

54.6%

Applications → Closed

Typical Borrower

Avg Loan Amount

$250,584

Avg Borrower Income

$109,732

Avg Property Value

$329,182

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

2Full-year 2024 · HMDA

Loans originated

< 1010+None

Midwest1

South1

Top Metro Areas by Place Specialization Score

Elizabethtown, KYMetro

Volume 122Mix 31.69% of portfolio

100/100

Exceptional

Louisville/Jefferson County, KY, KY-INMetro

Volume 95Mix 24.68% of portfolio

74/100

Strong

Bowling Green, KYMetro

Volume 39Mix 10.13% of portfolio

69/100

Strong

Owensboro, KYMetro

Volume 11Mix 2.86% of portfolio

46/100

Sound

Top States by Place Specialization Score

KentuckyState

Volume 375Mix 97.40% of portfolio

86/100

Exceptional

IndianaState

Volume 10Mix 2.60% of portfolio

39/100

Acceptable

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.