What loan types does Access Capital Funding offer?

Access Capital Funding offers the following mortgage loan types: FHA, Conventional. Each product has its own pricing score and performance metrics.

Where does Access Capital Funding offer mortgages?

Access Capital Funding offers mortgages in 2 states: IL, MO.

What type of lender is Access Capital Funding?

Access Capital Funding is a Independent Mortgage Company headquartered in Chesterfield, MO.

Unclaimed

Access Capital Funding

Independent Mortgage Company•Chesterfield, MOHQ•Direct•Reviews near you on Google

Access Capital Funding has 149 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pull-through

Sound

3/5

closing strength

Product

Sound

3/5

FHA · Conventional

Place

Strong

4/5

Regional · 1 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Explore another lender or local market

Report Card

Access Capital Funding performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

No peer data

Pull Through

Closing strength

Sound

Top 60% of lenders

3/5

By Loan Product· Specialization by type

Conventional

113 loans

Acceptable

Bottom 40% of lenders

2/5

FHA

28 loans · 1.09% above market

Sound

Top 60% of lenders

3/5

By Loan Purpose· Transaction purpose mix

Purchase

103 loans

Acceptable

Bottom 40% of lenders

2/5

Refinance

46 loans · 1.09% above market

Sound

Top 60% of lenders

3/5

By Location· Geographic coverage

Geographic Reach

Regional · 1 markets

Strong

Top 40% of lenders

4/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Acceptable	—	Strong	113	75.8%	—	—
FHA Loans	Strong	Sound	—	Exceptional	28	18.8%	+1.095%Above	$1,319Credit

Conventional

Overall

Sound

Product

Acceptable

Pricing—

Pull Through

Strong

Volume113

Mix75.8%

Spread—

Fees—

FHA Loans

Overall

Strong

Product

Sound

Pricing—

Pull Through

Exceptional

Volume28

Mix18.8%

Spread

+1.095%Above

Fees

$1,319Credit

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Acceptable	—	Sound	103	69.1%	—	—
Refinance	Strong	Sound	—	Strong	46	30.9%	+1.095%Above	$1,319Credit

Purchase

Overall

Sound

Product

Acceptable

Pricing—

Pull Through

Sound

Volume103

Mix69.1%

Spread—

Fees—

Refinance

Overall

Strong

Product

Sound

Pricing—

Pull Through

Strong

Volume46

Mix30.9%

Spread

+1.095%Above

Fees

$1,319Credit

At a Glance

Lender Overview

Lending Activity

Loans Originated

149

Applications

149

Volume

$47 million

Pricing & Closing

Pullthrough Rate

100.0%

Applications → Closed

Typical Borrower

Avg Loan Amount

$316,678

Avg Borrower Income

$133,188

Avg Property Value

$409,497

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

2Full-year 2024 · HMDA

Loans originated

< 100100+None

Midwest2

ILMO

Top Metro Areas by Place Specialization Score

St. Louis, MO, MO-ILMetro

Volume 142Mix 95.30% of portfolio

79/100

Strong

Top States by Place Specialization Score

MissouriState

Volume 145Mix 97.32% of portfolio

72/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of Access Capital Funding?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile

The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.