What loan types does A&D Mortgage LLC offer?

A&D Mortgage LLC offers the following mortgage loan types: FHA, Conventional, Jumbo. Each product has its own pricing score and performance metrics.

Where does A&D Mortgage LLC offer mortgages?

A&D Mortgage LLC is a national lender offering mortgages in all 50 states plus Washington D.C.

How competitive are A&D Mortgage LLC's mortgage rates?

A&D Mortgage LLC has an overall pricing score of 17.5/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is A&D Mortgage LLC?

A&D Mortgage LLC is a Independent Mortgage Company headquartered in HOLLYWOOD, FL.

Unclaimed

A&D Mortgage LLC

Independent Mortgage Company•HOLLYWOOD, FL•Wholesale

We analyzed every closed loan from Ad Mortgage — 3.3k loans across 6k applications— and benchmarked them against peer lenders across the 4 Ps of Mortgage Shopping.

Pricing

Mediocre

vs. all lenders

Pull Through

Sound

closing strength

Products

Exceptional

FHA · Conventional · Jumbo

Place

Sound

National · 49 mkts

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Safe Rate's Summary

What They Do Well

Particularly strong in Conventional and Jumbo loans
Nationwide availability with consistent service

Things to Think About

Rates typically 62 basis points above market average

Explore another lender or local market

Report Card

A&D Mortgage LLC performance at a glance

Category	Score	vs. Peers
Overall Performance· Pricing & closing strength
Pricing Rate competitiveness	Mediocre	Below peers +62.1 bps above market avg
Pull Through Closing strength	Sound	Industry Standard Top 60% of lenders
By Loan Product· Specialization by type
Conventional	Strong	Highly Competitive Top 40% of lenders
FHA	Sound	Industry Standard Top 60% of lenders
Jumbo	Exceptional	Market Leader Top 20% of lenders
By Loan Purpose· Transaction purpose mix
Purchase	Strong	Highly Competitive Top 40% of lenders
Refinance	Strong	Highly Competitive Top 40% of lenders
By Location· Geographic coverage
Geographic Reach Coverage footprint	Sound	Industry Standard Top 60% of lenders National50 markets

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Strong	Mediocre	Sound	3,028	91.3%	+0.609%Above	$3,958Fees
FHA Loans	Sound	Sound	Acceptable	Sound	67	2.0%	+0.790%Above	$4,085Fees
Jumbo Loans	Sound	Exceptional	Mediocre	Sound	223	6.7%	+0.776%Above	$4,199Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Strong	Mediocre	Sound	2,711	81.7%	+0.603%Above	$4,018Fees
Refinance	Sound	Strong	Mediocre	Sound	607	18.3%	+0.711%Above	$3,736Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

3,318

Applications

6,082

Volume

$1 billion

Pricing & Closing

Avg Rate Spread

+0.621%

vs. market APOR

Avg Net Fees

$3,970

Origination − Credits

Pullthrough Rate

54.6%

Applications → Closed

Typical Borrower

Avg Loan Amount

$432,691

Avg Borrower Income

$289,876

Avg Property Value

$608,225

Geographic Coverage

Geographic Performance

Metro Areas

States Served

We count Washington DC as a state

Avg Place Specialization

Sound

States with Loan Originations

ALARAZCACOCTDCDEFLGAIDILINKSKYMAMDMEMIMSMTNCNENHNJNMNVNYOHOKORPARISCSDTNTXUTVAWAWI

Top Metro Areas by Place Specialization Score

Miami, FLMSA

Volume: 558Mix: 16.82%of portfolio

Place

Exceptional

Fort Lauderdale, FLMSA

Volume: 371Mix: 11.18%of portfolio

Place

Exceptional

West Palm Beach, FLMSA

Volume: 192Mix: 5.79%of portfolio

Place

Strong

New York, NY-NJMSA

Volume: 193Mix: 5.82%of portfolio

Place

Strong

Orlando, FLMSA

Volume: 130Mix: 3.92%of portfolio

Place

Strong

Nassau County, NYMSA

Volume: 92Mix: 2.77%of portfolio

Place

Strong

Port St. Lucie, FL, FLMSA

Volume: 50Mix: 1.51%of portfolio

Place

Strong

Houston, TXMSA

Volume: 106Mix: 3.19%of portfolio

Place

Strong

Lakewood, NJMSA

Volume: 57Mix: 1.72%of portfolio

Place

Sound

Cape Coral, FLMSA

Volume: 45Mix: 1.36%of portfolio

Place

Sound

Showing 10 of 49 metro areas

Top States by Place Specialization Score

FLState

Volume: 1,652Mix: 49.79%of portfolio

Place

Exceptional

NYState

Volume: 323Mix: 9.73%of portfolio

Place

Strong

NJState

Volume: 144Mix: 4.34%of portfolio

Place

Strong

TXState

Volume: 249Mix: 7.50%of portfolio

Place

Strong

CAState

Volume: 225Mix: 6.78%of portfolio

Place

Strong

VAState

Volume: 64Mix: 1.93%of portfolio

Place

Sound

CTState

Volume: 50Mix: 1.51%of portfolio

Place

Sound

MDState

Volume: 57Mix: 1.72%of portfolio

Place

Sound

AZState

Volume: 57Mix: 1.72%of portfolio

Place

Sound

ILState

Volume: 53Mix: 1.60%of portfolio

Place

Sound

Showing 10 of 24 states

How We Rank Lenders

Our rankings use a weighted average of scores across equally-weighted categories to evaluate lenders on a linear, raw performance scale.

Our Point System (Max 30 Points)

Pricing

Rate and fee competitiveness (33%)

Pull Through

Reliability in closing loans (33%)

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.