What loan types does ALLEGIANCE Federal Credit Union offer?

ALLEGIANCE Federal Credit Union offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does ALLEGIANCE Federal Credit Union offer mortgages?

ALLEGIANCE Federal Credit Union offers mortgages in 1 states: OK.

How competitive are ALLEGIANCE Federal Credit Union's mortgage rates?

ALLEGIANCE Federal Credit Union has an overall pricing score of 68.3/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is ALLEGIANCE Federal Credit Union?

ALLEGIANCE Federal Credit Union is a Credit Union headquartered in Oklahoma City, OK.

Unclaimed

ALLEGIANCE Federal Credit Union

Credit Union•Oklahoma City, OKHQ•Direct•Reviews near you on Google

ALLEGIANCE Federal Credit Union has 82 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Strong

4/5

vs. all lenders

Pull-through

Acceptable

2/5

closing strength

Product

Acceptable

2/5

Conventional

Place

Strong

4/5

Single State · 1 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Awards

Refinance

Superstar

Summary

What They Do Well

Offers rates 46.20 basis points below market average
Lower than average lender fees

Things to Think About

Pull through efficiency is below industry average

Explore another lender or local market

Report Card

ALLEGIANCE Federal Credit Union performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Strong

Rates 46.2 bps below market avg

4/5

Pull Through

Closing strength

Acceptable

Bottom 40% of lenders

2/5

By Loan Product· Specialization by type

Conventional

81 loans · 0.45% below market

Acceptable

Bottom 40% of lenders

2/5

By Loan Purpose· Transaction purpose mix

Purchase

40 loans · 0.51% below market

Acceptable

Bottom 40% of lenders

2/5

Refinance

42 loans · 0.42% below market

Sound

Top 60% of lenders

3/5

By Location· Geographic coverage

Geographic Reach

Single State · 1 markets

Strong

Top 40% of lenders

4/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Acceptable	Strong	Acceptable	81	98.8%	-0.449%Below	$1,229Fees

Conventional

Overall

Sound

Product

Acceptable

Pricing

Strong

Pull Through

Acceptable

Volume81

Mix98.8%

Spread

-0.449%Below

Fees

$1,229Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Acceptable	Acceptable	Sound	Acceptable	40	48.8%	-0.508%Below	$1,448Fees
Refinance	Sound	Sound	Strong	Sound	42	51.2%	-0.416%Below	$1,015Fees

Purchase

Overall

Acceptable

Product

Acceptable

Pricing

Sound

Pull Through

Acceptable

Volume40

Mix48.8%

Spread

-0.508%Below

Fees

$1,448Fees

Refinance

Overall

Sound

Product

Sound

Pricing

Strong

Pull Through

Sound

Volume42

Mix51.2%

Spread

-0.416%Below

Fees

$1,015Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

Applications

174

Volume

$15 million

Pricing & Closing

Avg Rate Spread

-0.462%

vs. market APOR

Avg Net Fees

$1,231

Origination − Credits

Pullthrough Rate

47.1%

Applications → Closed

Typical Borrower

Avg Loan Amount

$193,293

Avg Borrower Income

$126,671

Avg Property Value

$312,195

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

1Full-year 2024 · HMDA

Loans originated

All statesNone

South1

Top Metro Areas by Place Specialization Score

Oklahoma City, OKMetro

Volume 77Mix 93.90% of portfolio

74/100

Strong

Top States by Place Specialization Score

OklahomaState

Volume 82Mix 100.00% of portfolio

70/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of ALLEGIANCE Federal Credit Union?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile

The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.