What loan types does Altana Federal Credit Union offer?

Altana Federal Credit Union offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does Altana Federal Credit Union offer mortgages?

Altana Federal Credit Union offers mortgages in 1 states: MT.

How competitive are Altana Federal Credit Union's mortgage rates?

Altana Federal Credit Union has an overall pricing score of 69.6/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Altana Federal Credit Union?

Altana Federal Credit Union is a Credit Union headquartered in Billings, MT.

Unclaimed

Altana Federal Credit Union

Credit Union•Billings, MTHQ•Direct•Reviews near you on Google

Altana Federal Credit Union has 60 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Strong

4/5

vs. all lenders

Pull-through

Acceptable

2/5

closing strength

Product

Sound

3/5

Conventional

Place

Exceptional

5/5

Single State · 1 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Awards

Conventional

Superstar

Refinance

Superstar

Summary

What They Do Well

Offers rates 106.20 basis points below market average
Lower than average lender fees

Things to Think About

Pull through efficiency is below industry average

Explore another lender or local market

Report Card

Altana Federal Credit Union performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Strong

Rates 106.2 bps below market avg

4/5

Pull Through

Closing strength

Acceptable

Bottom 40% of lenders

2/5

By Loan Product· Specialization by type

Conventional

56 loans · 1.06% below market

Sound

Top 60% of lenders

3/5

By Loan Purpose· Transaction purpose mix

Purchase

20 loans · 0.97% below market

Acceptable

Bottom 40% of lenders

2/5

Refinance

40 loans · 1.11% below market

Strong

Top 40% of lenders

4/5

By Location· Geographic coverage

Geographic Reach

Single State · 1 markets

Exceptional

Top 20% of lenders

5/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Strong	Sound	Strong	Exceptional	56	93.3%	-1.060%Below	$1,549Fees

Conventional

Overall

Strong

Product

Sound

Pricing

Strong

Pull Through

Exceptional

Volume56

Mix93.3%

Spread

-1.060%Below

Fees

$1,549Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Acceptable	—	Sound	20	33.3%	-0.969%Below	$2,699Fees
Refinance	Strong	Strong	Exceptional	Exceptional	40	66.7%	-1.110%Below	$1,260Fees

Purchase

Overall

Sound

Product

Acceptable

Pricing—

Pull Through

Sound

Volume20

Mix33.3%

Spread

-0.969%Below

Fees

$2,699Fees

Refinance

Overall

Strong

Product

Strong

Pricing

Exceptional

Pull Through

Exceptional

Volume40

Mix66.7%

Spread

-1.110%Below

Fees

$1,260Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

Applications

Volume

$21 million

Pricing & Closing

Avg Rate Spread

-1.062%

vs. market APOR

Avg Net Fees

$1,749

Origination − Credits

Pullthrough Rate

95.2%

Applications → Closed

Typical Borrower

Avg Loan Amount

$355,667

Avg Borrower Income

$182,800

Avg Property Value

$626,833

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Exceptional

5/5

States with Loan Originations

1Full-year 2024 · HMDA

Loans originated

< 5050+None

West1

Top Metro Areas by Place Specialization Score

Billings, MTMetro

Volume 55Mix 91.67% of portfolio

82/100

Exceptional

Top States by Place Specialization Score

MontanaState

Volume 60Mix 100.00% of portfolio

70/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of Altana Federal Credit Union?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile

The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.