Amerant Mortgage
We analyzed every closed loan from Amerant Mortgage — 916 loans across 1k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.
Ratings· each scored 1–5 against peer lenders
Pricing
Sound
3/5
vs. all lenders
Pull-through
Strong
4/5
closing strength
Product
Strong
4/5
FHA · Conventional · VA · Jumbo
Place
Sound
3/5
Near-National · 20 mkts
Promptness
Not enough data
—/5
No quote responses measured yet
Awards
FHA
Superstar
VA
Superstar
Jumbo
Superstar
Refinance
Superstar
Summary
What They Do Well
- Strong pull through performance
- Particularly strong in Conventional and FHA and VA and Jumbo loans
- Nationwide availability with consistent service
Explore another lender or local market
Report Card
Amerant Mortgage performance at a glance
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Sound
+26.3 bps above market avg
3/5
Pull Through
Closing strength
Strong
Top 40% of lenders
4/5
By Loan Product· Specialization by type
Conventional
667 loans · 0.29% above market
Strong
Top 40% of lenders
4/5
FHA
141 loans · 0.29% above market
Strong
Top 40% of lenders
4/5
VA
45 loans · 0.33% below market
Strong
Top 40% of lenders
4/5
Jumbo
61 loans · 0.28% above market
Strong
Top 40% of lenders
4/5
By Loan Purpose· Transaction purpose mix
Purchase
739 loans · 0.28% above market
Strong
Top 40% of lenders
4/5
Refinance
177 loans · 0.20% above market
Strong
Top 40% of lenders
4/5
By Location· Geographic coverage
Geographic Reach
Near-National · 21 markets
Sound
Top 60% of lenders
3/5
Loan Product Performance
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | 667 | 72.8% | +0.290%Above | $1,582Fees | ||||
FHA Loans | 141 | 15.4% | +0.294%Above | $2,399Fees | ||||
VA Loans | 45 | 4.9% | -0.331%Below | $1,359Fees | ||||
Jumbo Loans | 61 | 6.7% | +0.285%Above | $944Fees |
Conventional
OverallSound
ProductStrong
PricingSound
Pull ThroughSound
Volume667
Mix72.8%
Spread
+0.290%Above
Fees
$1,582Fees
FHA Loans
OverallStrong
ProductStrong
PricingStrong
Pull ThroughStrong
Volume141
Mix15.4%
Spread
+0.294%Above
Fees
$2,399Fees
VA Loans
OverallStrong
ProductStrong
PricingStrong
Pull ThroughStrong
Volume45
Mix4.9%
Spread
-0.331%Below
Fees
$1,359Fees
Jumbo Loans
OverallStrong
ProductStrong
PricingSound
Pull ThroughStrong
Volume61
Mix6.7%
Spread
+0.285%Above
Fees
$944Fees
Loan Purpose Performance
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | 739 | 80.7% | +0.278%Above | $1,802Fees | ||||
Refinance | 177 | 19.3% | +0.204%Above | $1,181Fees |
Purchase
OverallSound
ProductStrong
PricingSound
Pull ThroughSound
Volume739
Mix80.7%
Spread
+0.278%Above
Fees
$1,802Fees
Refinance
OverallStrong
ProductStrong
PricingSound
Pull ThroughStrong
Volume177
Mix19.3%
Spread
+0.204%Above
Fees
$1,181Fees
At a Glance
Lender Overview
Lending Activity
Loans Originated
916
Applications
1,223
Volume
$425 million
Pricing & Closing
Avg Rate Spread
+0.263%
vs. market APOR
Avg Net Fees
$1,676
Origination − Credits
Pullthrough Rate
74.9%
Applications → Closed
Typical Borrower
Avg Loan Amount
$463,974
Avg Borrower Income
$202,721
Avg Property Value
$645,240
Geographic Coverage
Geographic Performance
Metro Areas
20
markets with activity
States Served
26
of 50 states + DC
Avg Place Specialization
Sound
3/5
States with Loan Originations
26Full-year 2024 · HMDALoans originated
< 1010–2020–5050+None
Northeast8
CTMEMANHNJPARIVT
Midwest4
ILINMOWI
South9
FLGAKYMDNCSCTNTXVA
West5
AKAZCACOMT
Top Metro Areas by Place Specialization Score
Showing 10 of 20 metro areas
Top States by Place Specialization Score
Showing 10 of 13 states
How We Rank Lenders
Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.
Our Point System (Max 50 Points)
10/ 50 pts
Pricing
How competitively a lender prices vs. the market benchmark (20%).
10/ 50 pts
Product
Performance on your specific loan type (20%).
10/ 50 pts
Pull Through
How reliably a lender closes the loans it starts (20%).
10/ 50 pts
Place
Depth of a lender's expertise in your local market (20%).
10/ 50 pts
Promptness
How quickly a lender answers real quote requests — blended in once they respond (20%).
Champion(80%+ = 40-50 points)
Superstar(60-79% = 30-39 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.