What loan types does American Airlines Federal Credit Union offer?

American Airlines Federal Credit Union offers the following mortgage loan types: Conventional, Jumbo. Each product has its own pricing score and performance metrics.

Where does American Airlines Federal Credit Union offer mortgages?

American Airlines Federal Credit Union is a national lender offering mortgages in all 50 states plus Washington D.C.

How competitive are American Airlines Federal Credit Union's mortgage rates?

American Airlines Federal Credit Union has an overall pricing score of 99.3/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is American Airlines Federal Credit Union?

American Airlines Federal Credit Union is a Credit Union headquartered in Fort Worth, TX.

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American Airlines Federal Credit Union

Credit Union•Fort Worth, TXHQ•Direct•Reviews near you on Google

We analyzed every closed loan from American Airlines Federal Credit Union — 781 loans across 1k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Exceptional

5/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Strong

4/5

Conventional · Jumbo

Place

Sound

3/5

National · 11 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Awards

Conventional

Superstar

Purchase

Superstar

Refinance

Superstar

Summary

What They Do Well

Offers rates 38.30 basis points below market average
Lower than average lender fees
Nationwide availability with consistent service

Explore another lender or local market

Report Card

American Airlines Federal Credit Union performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Exceptional

Rates 38.3 bps below market avg

5/5

Pull Through

Closing strength

Sound

Top 60% of lenders

3/5

By Loan Product· Specialization by type

Conventional

733 loans · 0.35% below market

Sound

Top 60% of lenders

3/5

Jumbo

48 loans · 0.76% below market

Strong

Top 40% of lenders

4/5

By Loan Purpose· Transaction purpose mix

Purchase

697 loans · 0.38% below market

Sound

Top 60% of lenders

3/5

Refinance

84 loans · 0.41% below market

Sound

Top 60% of lenders

3/5

By Location· Geographic coverage

Geographic Reach

National · 12 markets

Sound

Top 60% of lenders

3/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Strong	Sound	Exceptional	Sound	733	93.9%	-0.353%Below	$0Fees
Jumbo Loans	Strong	Strong	—	Strong	48	6.1%	-0.759%Below	$0Fees

Conventional

Overall

Strong

Product

Sound

Pricing

Exceptional

Pull Through

Sound

Volume733

Mix93.9%

Spread

-0.353%Below

Fees

$0Fees

Jumbo Loans

Overall

Strong

Product

Strong

Pricing—

Pull Through

Strong

Volume48

Mix6.1%

Spread

-0.759%Below

Fees

$0Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Strong	Sound	Exceptional	Acceptable	697	89.2%	-0.379%Below	$0Fees
Refinance	Strong	Sound	Exceptional	Sound	84	10.8%	-0.406%Below	$0Fees

Purchase

Overall

Strong

Product

Sound

Pricing

Exceptional

Pull Through

Acceptable

Volume697

Mix89.2%

Spread

-0.379%Below

Fees

$0Fees

Refinance

Overall

Strong

Product

Sound

Pricing

Exceptional

Pull Through

Sound

Volume84

Mix10.8%

Spread

-0.406%Below

Fees

$0Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

781

Applications

1,197

Volume

$323 million

Pricing & Closing

Avg Rate Spread

-0.383%

vs. market APOR

Avg Net Fees

Origination − Credits

Pullthrough Rate

65.2%

Applications → Closed

Typical Borrower

Avg Loan Amount

$414,270

Avg Borrower Income

$190,740

Avg Property Value

$562,567

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Sound

3/5

States with Loan Originations

42Full-year 2024 · HMDA

Loans originated

< 1010–2020–5050+None

Northeast7

CTMANHNJNYPAVT

Midwest11

IAILINKSMIMNMONEOHSDWI

South16

ARDCDEFLGAKYLAMDMSNCOKSCTNTXVAWV

West8

AZCACONMNVUTWAWY

Top Metro Areas by Place Specialization Score

1© No machine-readable author provided. Billy Hathorn assumed (based on copyright claims). · CC BY-SA 3.0

Fort Worth, TXMetro

Volume 139Mix 17.80% of portfolio

75/100

Strong

2© Michael Barera · CC BY-SA 4.0

Dallas, TXMetro

Volume 104Mix 13.32% of portfolio

66/100

Strong

3© w_lemay · CC BY-SA 2.0

Tulsa, OKMetro

Volume 62Mix 7.94% of portfolio

63/100

Strong

4© John Picken; derivative by Georgfotoart · CC BY 2.0

Chicago, ILMetro

Volume 37Mix 4.74% of portfolio

53/100

Sound

5© chucka_nc · CC BY-SA 2.0

Charlotte, NC-SCMetro

Volume 29Mix 3.71% of portfolio

53/100

Sound

6© Venusetdilecti · CC BY-SA 4.0

Miami, FLMetro

Volume 27Mix 3.46% of portfolio

52/100

Sound

Fort Lauderdale, FLMetro

Volume 18Mix 2.30% of portfolio

48/100

Sound

Phoenix, AZMetro

Volume 19Mix 2.43% of portfolio

45/100

Sound

Nassau County, NYMetro

Volume 14Mix 1.79% of portfolio

45/100

Sound

New York, NY-NJMetro

Volume 14Mix 1.79% of portfolio

43/100

Sound

Showing 10 of 11 metro areas

Top States by Place Specialization Score

TexasState

Volume 283Mix 36.24% of portfolio

70/100

Strong

OklahomaState

Volume 69Mix 8.83% of portfolio

61/100

Strong

FloridaState

Volume 93Mix 11.91% of portfolio

57/100

Sound

IllinoisState

Volume 41Mix 5.25% of portfolio

52/100

Sound

North CarolinaState

Volume 45Mix 5.76% of portfolio

52/100

Sound

New YorkState

Volume 30Mix 3.84% of portfolio

49/100

Sound

ArizonaState

Volume 26Mix 3.33% of portfolio

48/100

Sound

CaliforniaState

Volume 26Mix 3.33% of portfolio

44/100

Sound

PennsylvaniaState

Volume 20Mix 2.56% of portfolio

44/100

Sound

South CarolinaState

Volume 13Mix 1.66% of portfolio

40/100

Sound

Showing 10 of 12 states

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.