What loan types does American Bank of Oklahoma offer?

American Bank of Oklahoma offers the following mortgage loan types: FHA, Conventional, VA, usda. Each product has its own pricing score and performance metrics.

Where does American Bank of Oklahoma offer mortgages?

American Bank of Oklahoma offers mortgages in 7 states: AR, IN, KS, MO, OK, TX, WA.

How competitive are American Bank of Oklahoma's mortgage rates?

American Bank of Oklahoma has an overall pricing score of 60.5/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is American Bank of Oklahoma?

American Bank of Oklahoma is a Bank headquartered in Collinsville, OK.

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American Bank of Oklahoma

Bank•Collinsville, OKHQ•Direct•Reviews near you on Google

American Bank of Oklahoma has 260 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Strong

4/5

vs. all lenders

Pull-through

Strong

4/5

closing strength

Product

Strong

4/5

FHA · Conventional · VA · USDA

Place

Strong

4/5

Multi-Region · 1 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Awards

FHA

Superstar

Summary

What They Do Well

Offers rates 4.70 basis points below market average
Strong pull through performance
Particularly strong in FHA and VA and USDA loans

Explore another lender or local market

Report Card

American Bank of Oklahoma performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Strong

Rates 4.7 bps below market avg

4/5

Pull Through

Closing strength

Strong

Top 40% of lenders

4/5

By Loan Product· Specialization by type

Conventional

110 loans · 0.07% above market

Sound

Top 60% of lenders

3/5

FHA

116 loans · 0.08% below market

Strong

Top 40% of lenders

4/5

22 loans · 0.40% below market

Strong

Top 40% of lenders

4/5

USDA

12 loans · 0.10% below market

Strong

Top 40% of lenders

4/5

By Loan Purpose· Transaction purpose mix

Purchase

236 loans · 0.02% below market

Sound

Top 60% of lenders

3/5

Refinance

24 loans · 0.38% below market

Acceptable

Bottom 40% of lenders

2/5

By Location· Geographic coverage

Geographic Reach

Multi-Regional · 2 markets

Strong

Top 40% of lenders

4/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Sound	Sound	Sound	110	42.3%	+0.070%Above	$2,531Fees
FHA Loans	Strong	Strong	Strong	Strong	116	44.6%	-0.081%Below	$3,108Fees
VA Loans	Strong	Strong	—	Strong	22	8.5%	-0.403%Below	$3,563Fees
USDA Loans	Strong	Strong	—	—	12	4.6%	-0.103%Below	$2,869Fees

Conventional

Overall

Sound

Product

Sound

Pricing

Sound

Pull Through

Sound

Volume110

Mix42.3%

Spread

+0.070%Above

Fees

$2,531Fees

FHA Loans

Overall

Strong

Product

Strong

Pricing

Strong

Pull Through

Strong

Volume116

Mix44.6%

Spread

-0.081%Below

Fees

$3,108Fees

VA Loans

Overall

Strong

Product

Strong

Pricing—

Pull Through

Strong

Volume22

Mix8.5%

Spread

-0.403%Below

Fees

$3,563Fees

USDA Loans

Overall

Strong

Product

Strong

Pricing—

Pull Through—

Volume12

Mix4.6%

Spread

-0.103%Below

Fees

$2,869Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Sound	Sound	Strong	236	90.8%	-0.020%Below	$2,806Fees
Refinance	Sound	Acceptable	—	Strong	24	9.2%	-0.379%Below	$4,107Fees

Purchase

Overall

Sound

Product

Sound

Pricing

Sound

Pull Through

Strong

Volume236

Mix90.8%

Spread

-0.020%Below

Fees

$2,806Fees

Refinance

Overall

Sound

Product

Acceptable

Pricing—

Pull Through

Strong

Volume24

Mix9.2%

Spread

-0.379%Below

Fees

$4,107Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

260

Applications

323

Volume

$65 million

Pricing & Closing

Avg Rate Spread

-0.047%

vs. market APOR

Avg Net Fees

$2,905

Origination − Credits

Pullthrough Rate

80.5%

Applications → Closed

Typical Borrower

Avg Loan Amount

$250,615

Avg Borrower Income

$115,696

Avg Property Value

$308,192

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

7Full-year 2024 · HMDA

Loans originated

< 1010+None

Midwest3

INKSMO

South3

AROKTX

West1

Top Metro Areas by Place Specialization Score

Tulsa, OKMetro

Volume 102Mix 39.23% of portfolio

73/100

Strong

Top States by Place Specialization Score

OklahomaState

Volume 245Mix 94.23% of portfolio

80/100

Strong

TexasState

Volume 10Mix 3.85% of portfolio

36/100

Acceptable

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.