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Amerihome Mortgage Company

Independent Mortgage CompanyWilmington, DEHQDirect & WholesaleReviews near you on Google

We analyzed every closed loan from Amerihome Mortgage Company 4.4k loans across 7k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Safe Rate Ratings· each scored 1–5 against peer lenders
Pricing
Sound
3/5
vs. all lenders
Pull-through
Sound
3/5
closing strength
Product
Strong
4/5
FHA · Conventional · VA · Jumbo
Place
Sound
3/5
National · 49 mkts
Promptness
Not enough data
—/5
No quote responses measured yet
Safe Rate Awards
Conventional Superstar
Conventional
Superstar
Jumbo Superstar
Jumbo
Superstar
Purchase Superstar
Purchase
Superstar

Safe Rate Summary

What They Do Well

  • Particularly strong in Conventional and FHA and VA and Jumbo loans
  • Nationwide availability with consistent service

Explore another lender or local market

Report Card

Amerihome Mortgage Company performance at a glance

Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Sound
+31.0 bps above market avg
3/5
Pull Through
Closing strength
Sound
Top 60% of lenders
3/5
By Loan Product· Specialization by type
Conventional
3,507 loans · 0.32% above market
Strong
Top 40% of lenders
4/5
FHA
658 loans · 0.55% above market
Strong
Top 40% of lenders
4/5
VA
115 loans · 0.45% below market
Strong
Top 40% of lenders
4/5
Jumbo
105 loans · 0.10% above market
Strong
Top 40% of lenders
4/5
By Loan Purpose· Transaction purpose mix
Purchase
3,328 loans · 0.34% above market
Strong
Top 40% of lenders
4/5
Refinance
1,057 loans · 0.23% above market
Strong
Top 40% of lenders
4/5
By Location· Geographic coverage
Geographic Reach
National · 50 markets
Sound
Top 60% of lenders
3/5

Loan Product Performance

Performance by Loan Product

Conventional
Overall
Strong
Product
Strong
Pricing
Sound
Pull Through
Strong
Volume3,507
Mix80.0%
Spread
+0.322%Above
Fees
$2,206Fees
FHA Loans
Overall
Sound
Product
Strong
Pricing
Sound
Pull Through
Sound
Volume658
Mix15.0%
Spread
+0.545%Above
Fees
$2,960Fees
VA Loans
Overall
Sound
Product
Strong
Pricing
Acceptable
Pull Through
Sound
Volume115
Mix2.6%
Spread
-0.453%Below
Fees
$2,957Fees
Jumbo Loans
Overall
Strong
Product
Strong
Pricing
Strong
Pull Through
Strong
Volume105
Mix2.4%
Spread
+0.099%Above
Fees
$310Fees

Loan Purpose Performance

Performance by Loan Purpose

Purchase
Overall
Strong
Product
Strong
Pricing
Sound
Pull Through
Strong
Volume3,328
Mix75.9%
Spread
+0.337%Above
Fees
$2,268Fees
Refinance
Overall
Sound
Product
Strong
Pricing
Sound
Pull Through
Acceptable
Volume1,057
Mix24.1%
Spread
+0.228%Above
Fees
$2,393Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
4,385
Applications
6,663
Volume
$1 billion
Pricing & Closing
Avg Rate Spread
+0.310%
vs. market APOR
Avg Net Fees
$2,299
Origination − Credits
Pullthrough Rate
65.8%
Applications → Closed
Typical Borrower
Avg Loan Amount
$372,802
Avg Borrower Income
$170,151
Avg Property Value
$524,253

Geographic Coverage

Geographic Performance

Metro Areas
49
markets with activity
States Served
44
of 50 states + DC
Avg Place Specialization
Sound
3/5

States with Loan Originations

44Full-year 2024 · HMDA
44 states with loan originations
Loans originated
< 2020–5050–100100+None
Northeast7
CTMEMANJPARIVT
Midwest11
IAILINKSMIMNMONEOHSDWI
South16
ALARDEFLGAKYLAMDMSNCOKSCTNTXVAWV
West10
AKAZCACOIDNMNVORUTWA

Top Metro Areas by Place Specialization Score

Volume 360Mix 8.21% of portfolio
77/100
Strong
Volume 329Mix 7.50% of portfolio
74/100
Strong
3© 归零者 · CC BY-SA 4.0
College Station, TXMetro
Volume 54Mix 1.23% of portfolio
73/100
Strong
Volume 169Mix 3.85% of portfolio
73/100
Strong
Volume 66Mix 1.51% of portfolio
70/100
Strong
Volume 234Mix 5.34% of portfolio
70/100
Strong
7© Basil D Soufi · CC BY-SA 4.0
San Francisco, CAMetro
Volume 77Mix 1.76% of portfolio
69/100
Strong
8© Jack · CC BY-SA 2.0
Reading, PAMetro
Volume 57Mix 1.30% of portfolio
67/100
Strong
9© Ken Lund · CC BY-SA 2.0
Louisville/Jefferson County, KY, KY-INMetro
Volume 91Mix 2.08% of portfolio
66/100
Strong
10© Dough4872 · CC BY-SA 4.0
Port St. Lucie, FLMetro
Volume 67Mix 1.53% of portfolio
66/100
Strong
Showing 10 of 49 metro areas

Top States by Place Specialization Score

Texas
Texas
1
TexasState
Volume 1,207Mix 27.53% of portfolio
80/100
Exceptional
Pennsylvania
Pennsylvania
2
PennsylvaniaState
Volume 355Mix 8.10% of portfolio
73/100
Strong
Illinois
Illinois
3
IllinoisState
Volume 319Mix 7.27% of portfolio
71/100
Strong
Florida
Florida
4
FloridaState
Volume 404Mix 9.21% of portfolio
67/100
Strong
California
California
5
CaliforniaState
Volume 362Mix 8.26% of portfolio
66/100
Strong
Indiana
Indiana
6
IndianaState
Volume 191Mix 4.36% of portfolio
65/100
Strong
Wisconsin
Wisconsin
7
WisconsinState
Volume 149Mix 3.40% of portfolio
65/100
Strong
Georgia
Georgia
8
GeorgiaState
Volume 187Mix 4.26% of portfolio
64/100
Strong
Oklahoma
Oklahoma
9
OklahomaState
Volume 126Mix 2.87% of portfolio
64/100
Strong
New Jersey
New Jersey
10
New JerseyState
Volume 115Mix 2.62% of portfolio
62/100
Strong
Showing 10 of 32 states

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts
Pricing
How competitively a lender prices vs. the market benchmark (20%).
10/ 50 pts
Product
Performance on your specific loan type (20%).
10/ 50 pts
Pull Through
How reliably a lender closes the loans it starts (20%).
10/ 50 pts
Place
Depth of a lender's expertise in your local market (20%).
10/ 50 pts
Promptness
How quickly a lender answers real quote requests — blended in once they respond (20%).
Champion
Champion(80%+ = 40-50 points)
Superstar
Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.