Verified Profile
Apogee Wholesale Lending
We analyzed every closed loan from Apogee Wholesale Lending — 8.6k loans across 10k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.
Ratings· each scored 1–5 against peer lenders
Pricing
Strong
4/5
vs. all lenders
Pull-through
Strong
4/5
closing strength
Product
Exceptional
5/5
FHA · Conventional · VA · Jumbo
Place
Strong
4/5
Single State · 1 mkts
Promptness
Not enough data
—/5
No quote responses measured yet
Awards
Conventional
Champion
FHA
Champion
VA
Champion
Jumbo
Champion
Purchase
Champion
Refinance
Champion
Summary
What They Do Well
- Competitive pricing compared to the market
- Lower than average lender fees
- Strong pull through performance
- Particularly strong in Conventional and FHA and VA and Jumbo loans
Explore another lender or local market
Verified Product Offerings
ConventionalFHAJumboVA
Languages Spoken
EnglishSpanish
Report Card
Apogee Wholesale Lending performance at a glance
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Strong
+10.5 bps above market avg
4/5
Pull Through
Closing strength
Strong
Top 40% of lenders
4/5
By Loan Product· Specialization by type
Conventional
6,034 loans · 0.10% above market
Exceptional
Top 10% of lenders
5/5
FHA
862 loans · 0.10% above market
Exceptional
Top 10% of lenders
5/5
VA
862 loans · 0.10% above market
Exceptional
Top 20% of lenders
5/5
Jumbo
862 loans · 0.10% above market
Exceptional
Top 20% of lenders
5/5
By Loan Purpose· Transaction purpose mix
Purchase
6,896 loans · 0.10% above market
Exceptional
Top 10% of lenders
5/5
Refinance
1,724 loans · 0.10% above market
Exceptional
Top 10% of lenders
5/5
By Location· Geographic coverage
Geographic Reach
Single State · 1 markets
Strong
Top 40% of lenders
4/5
Loan Product Performance
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | 6,034 | 70.0% | +0.105%Above | $1,180Fees | ||||
FHA Loans | 862 | 10.0% | +0.105%Above | $1,180Fees | ||||
VA Loans | 862 | 10.0% | +0.105%Above | $1,180Fees | ||||
Jumbo Loans | 862 | 10.0% | +0.105%Above | $1,180Fees |
Conventional
OverallExceptional
ProductExceptional
PricingExceptional
Pull ThroughExceptional
Volume6,034
Mix70.0%
Spread
+0.105%Above
Fees
$1,180Fees
FHA Loans
OverallExceptional
ProductExceptional
PricingExceptional
Pull ThroughExceptional
Volume862
Mix10.0%
Spread
+0.105%Above
Fees
$1,180Fees
VA Loans
OverallExceptional
ProductExceptional
PricingExceptional
Pull ThroughExceptional
Volume862
Mix10.0%
Spread
+0.105%Above
Fees
$1,180Fees
Jumbo Loans
OverallExceptional
ProductExceptional
PricingExceptional
Pull ThroughExceptional
Volume862
Mix10.0%
Spread
+0.105%Above
Fees
$1,180Fees
Loan Purpose Performance
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | 6,896 | 80.0% | +0.105%Above | $1,180Fees | ||||
Refinance | 1,724 | 20.0% | +0.105%Above | $1,180Fees |
Purchase
OverallExceptional
ProductExceptional
PricingExceptional
Pull ThroughExceptional
Volume6,896
Mix80.0%
Spread
+0.105%Above
Fees
$1,180Fees
Refinance
OverallExceptional
ProductExceptional
PricingExceptional
Pull ThroughExceptional
Volume1,724
Mix20.0%
Spread
+0.105%Above
Fees
$1,180Fees
At a Glance
Lender Overview
Lending Activity
Loans Originated
8,620
Applications
10,344
Volume
$2 billion
Pricing & Closing
Avg Rate Spread
+0.105%
vs. market APOR
Avg Net Fees
$1,180
Origination − Credits
Pullthrough Rate
83.3%
Applications → Closed
Typical Borrower
Avg Loan Amount
$268,000
Avg Borrower Income
$118,000
Avg Property Value
$292,000
Geographic Coverage
Geographic Performance
Metro Areas
1
markets with activity
States Served
1
of 50 states + DC
Avg Place Specialization
Strong
4/5
Top Metro Areas by Place Specialization Score
How We Rank Lenders
Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.
Our Point System (Max 50 Points)
10/ 50 pts
Pricing
How competitively a lender prices vs. the market benchmark (20%).
10/ 50 pts
Product
Performance on your specific loan type (20%).
10/ 50 pts
Pull Through
How reliably a lender closes the loans it starts (20%).
10/ 50 pts
Place
Depth of a lender's expertise in your local market (20%).
10/ 50 pts
Promptness
How quickly a lender answers real quote requests — blended in once they respond (20%).
Champion(80%+ = 40-50 points)
Superstar(60-79% = 30-39 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Looking for a different lender?
The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.