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Archer Mortgage

Independent Mortgage CompanyMechanicsville, VAHQDirectReviews near you on Google

Archer Mortgage has 179 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Safe Rate Ratings· each scored 1–5 against peer lenders
Pricing
Acceptable
2/5
vs. all lenders
Pull-through
Strong
4/5
closing strength
Product
Strong
4/5
FHA · Conventional · VA
Place
Strong
4/5
Regional · 1 mkts
Promptness
Not enough data
—/5
No quote responses measured yet
Safe Rate Awards
VA Superstar
VA
Superstar

Safe Rate Summary

What They Do Well

  • Strong pull through performance

Things to Think About

  • Pricing may be below industry average

Explore another lender or local market

Report Card

Archer Mortgage performance at a glance

Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Acceptable
+8.8 bps above market avg
2/5
Pull Through
Closing strength
Strong
Top 40% of lenders
4/5
By Loan Product· Specialization by type
Conventional
40 loans · 0.08% above market
Acceptable
Bottom 40% of lenders
2/5
FHA
38 loans · 0.51% above market
Sound
Top 60% of lenders
3/5
VA
101 loans · 0.17% below market
Strong
Top 40% of lenders
4/5
By Loan Purpose· Transaction purpose mix
Purchase
173 loans · 0.12% above market
Sound
Top 60% of lenders
3/5
By Location· Geographic coverage
Geographic Reach
Regional · 1 markets
Strong
Top 40% of lenders
4/5

Loan Product Performance

Performance by Loan Product

Conventional
Overall
Sound
Product
Acceptable
Pricing
Sound
Pull Through
Sound
Volume40
Mix22.3%
Spread
+0.080%Above
Fees
$3,537Fees
FHA Loans
Overall
Sound
Product
Sound
Pricing
Acceptable
Pull Through
Strong
Volume38
Mix21.2%
Spread
+0.508%Above
Fees
$3,591Fees
VA Loans
Overall
Strong
Product
Strong
Pricing
Acceptable
Pull Through
Exceptional
Volume101
Mix56.4%
Spread
-0.166%Below
Fees
$2,598Fees

Loan Purpose Performance

Performance by Loan Purpose

Purchase
Overall
Sound
Product
Sound
Pricing
Acceptable
Pull Through
Strong
Volume173
Mix96.6%
Spread
+0.115%Above
Fees
$3,216Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
179
Applications
229
Volume
$58 million
Pricing & Closing
Avg Rate Spread
+0.088%
vs. market APOR
Avg Net Fees
$3,200
Origination − Credits
Pullthrough Rate
78.2%
Applications → Closed
Typical Borrower
Avg Loan Amount
$326,899
Avg Borrower Income
$98,525
Avg Property Value
$345,503

Geographic Coverage

Geographic Performance

Metro Areas
1
markets with activity
States Served
4
of 50 states + DC
Avg Place Specialization
Strong
4/5

States with Loan Originations

4Full-year 2024 · HMDA
4 states with loan originations
Loans originated
All statesNone
South4
ALFLNCVA

Top Metro Areas by Place Specialization Score

1© Greyfiveys · CC BY-SA 4.0
Virginia Beach, VA-NCMetro
Volume 159Mix 88.83% of portfolio
80/100
Strong

Top States by Place Specialization Score

Virginia
Virginia
1
VirginiaState
Volume 168Mix 93.85% of portfolio
76/100
Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts
Pricing
How competitively a lender prices vs. the market benchmark (20%).
10/ 50 pts
Product
Performance on your specific loan type (20%).
10/ 50 pts
Pull Through
How reliably a lender closes the loans it starts (20%).
10/ 50 pts
Place
Depth of a lender's expertise in your local market (20%).
10/ 50 pts
Promptness
How quickly a lender answers real quote requests — blended in once they respond (20%).
Champion
Champion(80%+ = 40-50 points)
Superstar
Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.