What loan types does Armstrong Bank offer?

Armstrong Bank offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does Armstrong Bank offer mortgages?

Armstrong Bank offers mortgages in 3 states: AR, MO, OK.

How competitive are Armstrong Bank's mortgage rates?

Armstrong Bank has an overall pricing score of 8.4/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Armstrong Bank?

Armstrong Bank is a Bank headquartered in Muskogee, OK.

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Armstrong Bank

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Armstrong Bank has 122 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Mediocre

1/5

vs. all lenders

Pull-through

Acceptable

2/5

closing strength

Product

Sound

3/5

Conventional

Place

Sound

3/5

Regional · 4 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Summary

Things to Think About

Rates typically 52 basis points above market average
Pull through efficiency is below industry average

Explore another lender or local market

Report Card

Armstrong Bank performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Mediocre

+51.7 bps above market avg

1/5

Pull Through

Closing strength

Acceptable

Bottom 40% of lenders

2/5

By Loan Product· Specialization by type

Conventional

118 loans · 0.53% above market

Sound

Top 60% of lenders

3/5

By Loan Purpose· Transaction purpose mix

Purchase

91 loans · 0.41% above market

Sound

Top 60% of lenders

3/5

Refinance

31 loans · 0.70% above market

Sound

Top 60% of lenders

3/5

By Location· Geographic coverage

Geographic Reach

Regional · 5 markets

Sound

Top 60% of lenders

3/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Acceptable	Sound	Mediocre	Sound	118	96.7%	+0.526%Above	$1,916Fees

Conventional

Overall

Acceptable

Product

Sound

Pricing

Mediocre

Pull Through

Sound

Volume118

Mix96.7%

Spread

+0.526%Above

Fees

$1,916Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Acceptable	Sound	Mediocre	Sound	91	74.6%	+0.415%Above	$2,177Fees
Refinance	Acceptable	Sound	Mediocre	Strong	31	25.4%	+0.698%Above	$1,695Fees

Purchase

Overall

Acceptable

Product

Sound

Pricing

Mediocre

Pull Through

Sound

Volume91

Mix74.6%

Spread

+0.415%Above

Fees

$2,177Fees

Refinance

Overall

Acceptable

Product

Sound

Pricing

Mediocre

Pull Through

Strong

Volume31

Mix25.4%

Spread

+0.698%Above

Fees

$1,695Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

122

Applications

181

Volume

$29 million

Pricing & Closing

Avg Rate Spread

+0.517%

vs. market APOR

Avg Net Fees

$2,003

Origination − Credits

Pullthrough Rate

67.4%

Applications → Closed

Typical Borrower

Avg Loan Amount

$237,787

Avg Borrower Income

$124,951

Avg Property Value

$347,131

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Sound

3/5

States with Loan Originations

3Full-year 2024 · HMDA

Loans originated

< 5050+None

Midwest1

South2

AROK

Top Metro Areas by Place Specialization Score

Fort Smith, AR, AR-OKMetro

Volume 25Mix 20.49% of portfolio

60/100

Sound

Tulsa, OKMetro

Volume 23Mix 18.85% of portfolio

55/100

Sound

Fayetteville, ARMetro

Volume 20Mix 16.39% of portfolio

55/100

Sound

Oklahoma City, OKMetro

Volume 10Mix 8.20% of portfolio

45/100

Sound

Top States by Place Specialization Score

OklahomaState

Volume 89Mix 72.95% of portfolio

70/100

Strong

ArkansasState

Volume 32Mix 26.23% of portfolio

57/100

Sound

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.