What loan types does Arrowhead Central Credit Union offer?

Arrowhead Central Credit Union offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does Arrowhead Central Credit Union offer mortgages?

Arrowhead Central Credit Union offers mortgages in 1 states: CA.

How competitive are Arrowhead Central Credit Union's mortgage rates?

Arrowhead Central Credit Union has an overall pricing score of 23.2/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Arrowhead Central Credit Union?

Arrowhead Central Credit Union is a Credit Union headquartered in Rancho Cucamonga, CA.

Unclaimed

Arrowhead Central Credit Union

Credit Union•Rancho Cucamonga, CAHQ•Wholesale•Reviews near you on Google

Arrowhead Central Credit Union has 79 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Acceptable

2/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Acceptable

2/5

Conventional

Place

Strong

4/5

Single State · 1 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Summary

Things to Think About

Pricing may be below industry average
Higher than average fees ($4,390)

Explore another lender or local market

Report Card

Arrowhead Central Credit Union performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Acceptable

+12.5 bps above market avg

2/5

Pull Through

Closing strength

Sound

Top 60% of lenders

3/5

By Loan Product· Specialization by type

Conventional

78 loans · 0.13% above market

Acceptable

Bottom 40% of lenders

2/5

By Loan Purpose· Transaction purpose mix

Purchase

14 loans · 0.16% below market

Mediocre

Bottom 20% of lenders

1/5

Refinance

65 loans · 0.18% above market

Sound

Top 60% of lenders

3/5

By Location· Geographic coverage

Geographic Reach

Single State · 1 markets

Strong

Top 40% of lenders

4/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Acceptable	Acceptable	Acceptable	Strong	78	98.7%	+0.126%Above	$4,438Fees

Conventional

Overall

Acceptable

Product

Acceptable

Pricing

Acceptable

Pull Through

Strong

Volume78

Mix98.7%

Spread

+0.126%Above

Fees

$4,438Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Acceptable	Mediocre	—	Acceptable	14	17.7%	-0.158%Below	$4,648Fees
Refinance	Sound	Sound	Acceptable	Strong	65	82.3%	+0.182%Above	$4,337Fees

Purchase

Overall

Acceptable

Product

Mediocre

Pricing—

Pull Through

Acceptable

Volume14

Mix17.7%

Spread

-0.158%Below

Fees

$4,648Fees

Refinance

Overall

Sound

Product

Sound

Pricing

Acceptable

Pull Through

Strong

Volume65

Mix82.3%

Spread

+0.182%Above

Fees

$4,337Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

Applications

Volume

$25 million

Pricing & Closing

Avg Rate Spread

+0.125%

vs. market APOR

Avg Net Fees

$4,390

Origination − Credits

Pullthrough Rate

80.6%

Applications → Closed

Typical Borrower

Avg Loan Amount

$321,076

Avg Borrower Income

$175,747

Avg Property Value

$767,152

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

1Full-year 2024 · HMDA

Loans originated

All statesNone

West1

Top Metro Areas by Place Specialization Score

Riverside, CAMetro

Volume 65Mix 82.28% of portfolio

69/100

Strong

Top States by Place Specialization Score

CaliforniaState

Volume 79Mix 100.00% of portfolio

63/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of Arrowhead Central Credit Union?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile

The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.