What loan types does Arthur State Bank offer?

Arthur State Bank offers the following mortgage loan types: Conventional, Jumbo. Each product has its own pricing score and performance metrics.

Where does Arthur State Bank offer mortgages?

Arthur State Bank offers mortgages in 1 states: SC.

How competitive are Arthur State Bank's mortgage rates?

Arthur State Bank has an overall pricing score of 20.9/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Arthur State Bank?

Arthur State Bank is a Bank headquartered in Union, SC.

Unclaimed

Arthur State Bank

Bank•Union, SCHQ•Direct•Reviews near you on Google

Arthur State Bank has 130 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Acceptable

2/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Strong

4/5

Conventional · Jumbo

Place

Strong

4/5

Single State · 4 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Summary

Things to Think About

Pricing may be below industry average

Explore another lender or local market

Report Card

Arthur State Bank performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Acceptable

+32.6 bps above market avg

2/5

Pull Through

Closing strength

Sound

Top 60% of lenders

3/5

By Loan Product· Specialization by type

Conventional

118 loans · 0.32% above market

Sound

Top 60% of lenders

3/5

Jumbo

12 loans · 1.16% above market

Strong

Top 40% of lenders

4/5

By Loan Purpose· Transaction purpose mix

Purchase

98 loans · 0.38% above market

Acceptable

Bottom 40% of lenders

2/5

Refinance

32 loans · 0.25% above market

Sound

Top 60% of lenders

3/5

By Location· Geographic coverage

Geographic Reach

Single State · 4 markets

Strong

Top 40% of lenders

4/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Acceptable	Sound	Acceptable	Sound	118	90.8%	+0.316%Above	$2,157Fees
Jumbo Loans	Strong	Strong	—	—	12	9.2%	+1.158%Above	$8,230Fees

Conventional

Overall

Acceptable

Product

Sound

Pricing

Acceptable

Pull Through

Sound

Volume118

Mix90.8%

Spread

+0.316%Above

Fees

$2,157Fees

Jumbo Loans

Overall

Strong

Product

Strong

Pricing—

Pull Through—

Volume12

Mix9.2%

Spread

+1.158%Above

Fees

$8,230Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Acceptable	Acceptable	Mediocre	Sound	98	75.4%	+0.375%Above	$2,055Fees
Refinance	Sound	Sound	Acceptable	Strong	32	24.6%	+0.246%Above	$2,512Fees

Purchase

Overall

Acceptable

Product

Acceptable

Pricing

Mediocre

Pull Through

Sound

Volume98

Mix75.4%

Spread

+0.375%Above

Fees

$2,055Fees

Refinance

Overall

Sound

Product

Sound

Pricing

Acceptable

Pull Through

Strong

Volume32

Mix24.6%

Spread

+0.246%Above

Fees

$2,512Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

130

Applications

179

Volume

$44 million

Pricing & Closing

Avg Rate Spread

+0.326%

vs. market APOR

Avg Net Fees

$2,229

Origination − Credits

Pullthrough Rate

72.6%

Applications → Closed

Typical Borrower

Avg Loan Amount

$339,615

Avg Borrower Income

$186,738

Avg Property Value

$489,154

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

1Full-year 2024 · HMDA

Loans originated

< 100100+None

South1

Top Metro Areas by Place Specialization Score

Spartanburg, SCMetro

Volume 45Mix 34.62% of portfolio

74/100

Strong

Greenville, SCMetro

Volume 31Mix 23.85% of portfolio

64/100

Strong

Charlotte, NC-SCMetro

Volume 28Mix 21.54% of portfolio

58/100

Sound

Columbia, SCMetro

Volume 13Mix 10.00% of portfolio

49/100

Sound

Top States by Place Specialization Score

South CarolinaState

Volume 130Mix 100.00% of portfolio

76/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of Arthur State Bank?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile

The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.