What loan types does Augusta Mortgage Co. offer?

Augusta Mortgage Co. offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing score and performance metrics.

Where does Augusta Mortgage Co. offer mortgages?

Augusta Mortgage Co. offers mortgages in 2 states: GA, SC.

How competitive are Augusta Mortgage Co.'s mortgage rates?

Augusta Mortgage Co. has an overall pricing score of 47.9/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Augusta Mortgage Co.?

Augusta Mortgage Co. is a Independent Mortgage Company headquartered in AUGUSTA, GA.

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Augusta Mortgage Co.

Independent Mortgage Company•Augusta, GAHQ•Direct•Reviews near you on Google

Augusta Mortgage Co. has 178 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Sound

3/5

vs. all lenders

Pull-through

Strong

4/5

closing strength

Product

Strong

4/5

FHA · Conventional · VA

Place

Exceptional

5/5

Regional · 1 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Summary

What They Do Well

Strong pull through performance

Explore another lender or local market

Report Card

Augusta Mortgage Co. performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Sound

Rates 5.8 bps below market avg

3/5

Pull Through

Closing strength

Strong

Top 40% of lenders

4/5

By Loan Product· Specialization by type

Conventional

101 loans · 0.03% below market

Sound

Top 60% of lenders

3/5

FHA

31 loans · 0.22% above market

Sound

Top 60% of lenders

3/5

45 loans · 0.51% below market

Strong

Top 40% of lenders

4/5

By Loan Purpose· Transaction purpose mix

Purchase

168 loans · 0.07% below market

Sound

Top 60% of lenders

3/5

Refinance

10 loans · 0.10% above market

Mediocre

Bottom 20% of lenders

1/5

By Location· Geographic coverage

Geographic Reach

Regional · 1 markets

Exceptional

Top 10% of lenders

5/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Sound	Sound	Strong	101	56.7%	-0.029%Below	$3,492Fees
FHA Loans	Strong	Sound	—	Exceptional	31	17.4%	+0.219%Above	$4,236Fees
VA Loans	Strong	Strong	—	Exceptional	45	25.3%	-0.512%Below	$1,236Fees

Conventional

Overall

Sound

Product

Sound

Pricing

Sound

Pull Through

Strong

Volume101

Mix56.7%

Spread

-0.029%Below

Fees

$3,492Fees

FHA Loans

Overall

Strong

Product

Sound

Pricing—

Pull Through

Exceptional

Volume31

Mix17.4%

Spread

+0.219%Above

Fees

$4,236Fees

VA Loans

Overall

Strong

Product

Strong

Pricing—

Pull Through

Exceptional

Volume45

Mix25.3%

Spread

-0.512%Below

Fees

$1,236Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Sound	Sound	Strong	168	94.4%	-0.068%Below	$3,441Fees
Refinance	Mediocre	Mediocre	—	—	10	5.6%	+0.097%Above	$2,181Fees

Purchase

Overall

Sound

Product

Sound

Pricing

Sound

Pull Through

Strong

Volume168

Mix94.4%

Spread

-0.068%Below

Fees

$3,441Fees

Refinance

Overall

Mediocre

Product

Mediocre

Pricing—

Pull Through—

Volume10

Mix5.6%

Spread

+0.097%Above

Fees

$2,181Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

178

Applications

206

Volume

$55 million

Pricing & Closing

Avg Rate Spread

-0.058%

vs. market APOR

Avg Net Fees

$3,362

Origination − Credits

Pullthrough Rate

86.4%

Applications → Closed

Typical Borrower

Avg Loan Amount

$311,067

Avg Borrower Income

$133,921

Avg Property Value

$370,748

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Exceptional

5/5

States with Loan Originations

2Full-year 2024 · HMDA

Loans originated

< 2020+None

South2

GASC

Top Metro Areas by Place Specialization Score

Augusta, GA-SCMetro

Volume 167Mix 93.82% of portfolio

94/100

Exceptional

Top States by Place Specialization Score

GeorgiaState

Volume 157Mix 88.20% of portfolio

73/100

Strong

South CarolinaState

Volume 21Mix 11.80% of portfolio

51/100

Sound

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.