What loan types does Azura Credit Union offer?

Azura Credit Union offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does Azura Credit Union offer mortgages?

Azura Credit Union offers mortgages in 2 states: KS, MO.

How competitive are Azura Credit Union's mortgage rates?

Azura Credit Union has an overall pricing score of 48.2/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Azura Credit Union?

Azura Credit Union is a Credit Union headquartered in Topeka, KS.

Unclaimed

Azura Credit Union

Credit Union•Topeka, KSHQ•Direct•Reviews near you on Google

Azura Credit Union has 121 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Sound

3/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Sound

3/5

Conventional

Place

Exceptional

5/5

Regional · 1 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Explore another lender or local market

Report Card

Azura Credit Union performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Sound

+59.2 bps above market avg

3/5

Pull Through

Closing strength

Sound

Top 60% of lenders

3/5

By Loan Product· Specialization by type

Conventional

121 loans · 0.59% above market

Sound

Top 60% of lenders

3/5

By Loan Purpose· Transaction purpose mix

Purchase

58 loans · 0.45% above market

Sound

Top 60% of lenders

3/5

Refinance

63 loans · 0.73% above market

Strong

Top 40% of lenders

4/5

By Location· Geographic coverage

Geographic Reach

Regional · 1 markets

Exceptional

Top 20% of lenders

5/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Sound	Sound	Sound	121	100.0%	+0.592%Above	$534Fees

Conventional

Overall

Sound

Product

Sound

Pricing

Sound

Pull Through

Sound

Volume121

Mix100.0%

Spread

+0.592%Above

Fees

$534Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Sound	Strong	Acceptable	58	47.9%	+0.450%Above	$416Fees
Refinance	Sound	Strong	Acceptable	Strong	63	52.1%	+0.729%Above	$647Fees

Purchase

Overall

Sound

Product

Sound

Pricing

Strong

Pull Through

Acceptable

Volume58

Mix47.9%

Spread

+0.450%Above

Fees

$416Fees

Refinance

Overall

Sound

Product

Strong

Pricing

Acceptable

Pull Through

Strong

Volume63

Mix52.1%

Spread

+0.729%Above

Fees

$647Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

121

Applications

392

Volume

$16 million

Pricing & Closing

Avg Rate Spread

+0.592%

vs. market APOR

Avg Net Fees

$534

Origination − Credits

Pullthrough Rate

30.9%

Applications → Closed

Typical Borrower

Avg Loan Amount

$136,322

Avg Borrower Income

$90,868

Avg Property Value

$203,595

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Exceptional

5/5

States with Loan Originations

2Full-year 2024 · HMDA

Loans originated

< 100100+None

Midwest2

KSMO

Top Metro Areas by Place Specialization Score

Topeka, KSMetro

Volume 102Mix 84.30% of portfolio

87/100

Exceptional

Top States by Place Specialization Score

KansasState

Volume 118Mix 97.52% of portfolio

79/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of Azura Credit Union?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile

The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.