What loan types does Bank of Hillsboro offer?

Bank of Hillsboro offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does Bank of Hillsboro offer mortgages?

Bank of Hillsboro offers mortgages in 2 states: IL, MO.

How competitive are Bank of Hillsboro's mortgage rates?

Bank of Hillsboro has an overall pricing score of 83.8/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Bank of Hillsboro?

Bank of Hillsboro is a Bank headquartered in Hillsboro, IL.

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Bank of Hillsboro

Bank•Hillsboro, ILHQ•Direct•Reviews near you on Google

Bank of Hillsboro has 105 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Exceptional

5/5

vs. all lenders

Pull-through

Acceptable

2/5

closing strength

Product

Acceptable

2/5

Conventional

Place

Strong

4/5

Regional · 1 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Summary

What They Do Well

Competitive pricing compared to the market
Lower than average lender fees

Things to Think About

Pull through efficiency is below industry average

Explore another lender or local market

Report Card

Bank of Hillsboro performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Exceptional

+10.9 bps above market avg

5/5

Pull Through

Closing strength

Acceptable

Bottom 40% of lenders

2/5

By Loan Product· Specialization by type

Conventional

105 loans · 0.11% above market

Acceptable

Bottom 40% of lenders

2/5

By Loan Purpose· Transaction purpose mix

Purchase

80 loans · 0.12% above market

Acceptable

Bottom 40% of lenders

2/5

Refinance

25 loans · 0.07% above market

Acceptable

Bottom 40% of lenders

2/5

By Location· Geographic coverage

Geographic Reach

Regional · 2 markets

Sound

Top 60% of lenders

3/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Acceptable	Exceptional	Acceptable	105	100.0%	+0.109%Above	$624Fees

Conventional

Overall

Sound

Product

Acceptable

Pricing

Exceptional

Pull Through

Acceptable

Volume105

Mix100.0%

Spread

+0.109%Above

Fees

$624Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Acceptable	Exceptional	Acceptable	80	76.2%	+0.121%Above	$645Fees
Refinance	Sound	Acceptable	Exceptional	Sound	25	23.8%	+0.072%Above	$563Fees

Purchase

Overall

Sound

Product

Acceptable

Pricing

Exceptional

Pull Through

Acceptable

Volume80

Mix76.2%

Spread

+0.121%Above

Fees

$645Fees

Refinance

Overall

Sound

Product

Acceptable

Pricing

Exceptional

Pull Through

Sound

Volume25

Mix23.8%

Spread

+0.072%Above

Fees

$563Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

105

Applications

178

Volume

$17 million

Pricing & Closing

Avg Rate Spread

+0.109%

vs. market APOR

Avg Net Fees

$624

Origination − Credits

Pullthrough Rate

59.0%

Applications → Closed

Typical Borrower

Avg Loan Amount

$166,524

Avg Borrower Income

$93,876

Avg Property Value

$218,524

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

2Full-year 2024 · HMDA

Loans originated

< 100100+None

Midwest2

ILMO

Top Metro Areas by Place Specialization Score

St. Louis, MO, MO-ILMetro

Volume 67Mix 63.81% of portfolio

70/100

Strong

Top States by Place Specialization Score

IllinoisState

Volume 103Mix 98.10% of portfolio

69/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.