What loan types does Bankers Trust Company offer?

Bankers Trust Company offers the following mortgage loan types: Conventional, Jumbo. Each product has its own pricing score and performance metrics.

Where does Bankers Trust Company offer mortgages?

Bankers Trust Company offers mortgages in 6 states: AZ, FL, IA, MN, MO, NE.

How competitive are Bankers Trust Company's mortgage rates?

Bankers Trust Company has an overall pricing score of 92.4/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Bankers Trust Company?

Bankers Trust Company is a Bank headquartered in Des Moines, IA.

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Bankers Trust Company

Bank•Des Moines, IAHQ•Direct•Reviews near you on Google

Bankers Trust Company has 163 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Exceptional

5/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Strong

4/5

Conventional · Jumbo

Place

Strong

4/5

Multi-Region · 4 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Awards

Conventional

Superstar

Jumbo

Superstar

Purchase

Superstar

Summary

What They Do Well

Offers rates 39.50 basis points below market average
Lower than average lender fees

Explore another lender or local market

Report Card

Bankers Trust Company performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Exceptional

Rates 39.5 bps below market avg

5/5

Pull Through

Closing strength

Sound

Top 60% of lenders

3/5

By Loan Product· Specialization by type

Conventional

143 loans · 0.49% below market

Sound

Top 60% of lenders

3/5

Jumbo

20 loans · 0.23% above market

Strong

Top 40% of lenders

4/5

By Loan Purpose· Transaction purpose mix

Purchase

150 loans · 0.40% below market

Sound

Top 60% of lenders

3/5

Refinance

13 loans · 0.40% below market

Acceptable

Bottom 40% of lenders

2/5

By Location· Geographic coverage

Geographic Reach

Multi-Regional · 5 markets

Sound

Top 60% of lenders

3/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Strong	Sound	Exceptional	Sound	143	87.7%	-0.494%Below	$601Fees
Jumbo Loans	Strong	Strong	Exceptional	Strong	20	12.3%	+0.235%Above	$817Fees

Conventional

Overall

Strong

Product

Sound

Pricing

Exceptional

Pull Through

Sound

Volume143

Mix87.7%

Spread

-0.494%Below

Fees

$601Fees

Jumbo Loans

Overall

Strong

Product

Strong

Pricing

Exceptional

Pull Through

Strong

Volume20

Mix12.3%

Spread

+0.235%Above

Fees

$817Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Strong	Sound	Exceptional	Sound	150	92.0%	-0.395%Below	$651Fees
Refinance	Acceptable	Acceptable	—	Acceptable	13	8.0%	-0.401%Below	$442Fees

Purchase

Overall

Strong

Product

Sound

Pricing

Exceptional

Pull Through

Sound

Volume150

Mix92.0%

Spread

-0.395%Below

Fees

$651Fees

Refinance

Overall

Acceptable

Product

Acceptable

Pricing—

Pull Through

Acceptable

Volume13

Mix8.0%

Spread

-0.401%Below

Fees

$442Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

163

Applications

250

Volume

$72 million

Pricing & Closing

Avg Rate Spread

-0.395%

vs. market APOR

Avg Net Fees

$630

Origination − Credits

Pullthrough Rate

65.2%

Applications → Closed

Typical Borrower

Avg Loan Amount

$445,061

Avg Borrower Income

$224,012

Avg Property Value

$588,006

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

6Full-year 2024 · HMDA

Loans originated

< 5050+None

Midwest4

IAMNMONE

South1

West1

Top Metro Areas by Place Specialization Score

Des Moines, IAMetro

Volume 70Mix 42.94% of portfolio

70/100

Strong

Ames, IAMetro

Volume 26Mix 15.95% of portfolio

66/100

Strong

Phoenix, AZMetro

Volume 33Mix 20.25% of portfolio

56/100

Sound

Cedar Rapids, IAMetro

Volume 14Mix 8.59% of portfolio

50/100

Sound

Top States by Place Specialization Score

IowaState

Volume 121Mix 74.23% of portfolio

70/100

Strong

ArizonaState

Volume 38Mix 23.31% of portfolio

57/100

Sound

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.