What loan types does Bankwest offer?

Bankwest offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing score and performance metrics.

Where does Bankwest offer mortgages?

Bankwest offers mortgages in 6 states: AZ, CO, MT, ND, NE, SD.

How competitive are Bankwest's mortgage rates?

Bankwest has an overall pricing score of 50.5/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Bankwest?

Bankwest is a Bank headquartered in PIERRE, SD.

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Bankwest

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Bankwest has 174 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Sound

3/5

vs. all lenders

Pull-through

Strong

4/5

closing strength

Product

Sound

3/5

FHA · Conventional · VA

Place

Strong

4/5

Multi-Region · 1 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Awards

FHA

Superstar

Summary

What They Do Well

Strong pull through performance

Explore another lender or local market

Report Card

Bankwest performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Sound

Rates 3.8 bps below market avg

3/5

Pull Through

Closing strength

Strong

Top 40% of lenders

4/5

By Loan Product· Specialization by type

Conventional

122 loans · 0.02% above market

Sound

Top 60% of lenders

3/5

FHA

31 loans · 0.04% above market

Sound

Top 60% of lenders

3/5

12 loans · 0.57% below market

Sound

Top 60% of lenders

3/5

By Loan Purpose· Transaction purpose mix

Purchase

157 loans · 0.03% below market

Sound

Top 60% of lenders

3/5

Refinance

17 loans · 0.07% below market

Acceptable

Bottom 40% of lenders

2/5

By Location· Geographic coverage

Geographic Reach

Multi-Regional · 2 markets

Strong

Top 40% of lenders

4/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Sound	Sound	Sound	122	70.1%	+0.018%Above	$3,657Fees
FHA Loans	Strong	Sound	Strong	Strong	31	17.8%	+0.035%Above	$2,652Fees
VA Loans	Sound	Sound	—	—	12	6.9%	-0.569%Below	$2,612Fees

Conventional

Overall

Sound

Product

Sound

Pricing

Sound

Pull Through

Sound

Volume122

Mix70.1%

Spread

+0.018%Above

Fees

$3,657Fees

FHA Loans

Overall

Strong

Product

Sound

Pricing

Strong

Pull Through

Strong

Volume31

Mix17.8%

Spread

+0.035%Above

Fees

$2,652Fees

VA Loans

Overall

Sound

Product

Sound

Pricing—

Pull Through—

Volume12

Mix6.9%

Spread

-0.569%Below

Fees

$2,612Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Sound	Sound	Sound	157	90.2%	-0.034%Below	$3,301Fees
Refinance	Sound	Acceptable	—	Strong	17	9.8%	-0.074%Below	$3,405Fees

Purchase

Overall

Sound

Product

Sound

Pricing

Sound

Pull Through

Sound

Volume157

Mix90.2%

Spread

-0.034%Below

Fees

$3,301Fees

Refinance

Overall

Sound

Product

Acceptable

Pricing—

Pull Through

Strong

Volume17

Mix9.8%

Spread

-0.074%Below

Fees

$3,405Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

174

Applications

234

Volume

$47 million

Pricing & Closing

Avg Rate Spread

-0.038%

vs. market APOR

Avg Net Fees

$3,311

Origination − Credits

Pullthrough Rate

74.4%

Applications → Closed

Typical Borrower

Avg Loan Amount

$271,954

Avg Borrower Income

$133,408

Avg Property Value

$352,069

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

6Full-year 2024 · HMDA

Loans originated

All statesNone

Midwest3

NDNESD

West3

AZCOMT

Top Metro Areas by Place Specialization Score

Rapid City, SDMetro

Volume 25Mix 14.37% of portfolio

64/100

Strong

Top States by Place Specialization Score

South DakotaState

Volume 163Mix 93.68% of portfolio

82/100

Exceptional

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.