Get & compare mortgage quotes anonymously Start in My Home
BHB
Unclaimed

BlueHarbor Bank

Bank•Mooresville, NCHQ•Direct•Reviews near you on Google

BlueHarbor Bank has 33 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Safe Rate Ratings· each scored 1–5 against peer lenders
Pull-through
Acceptable
2/5
closing strength
Product
Mediocre
1/5
Conventional
Place
Strong
4/5
Regional · 1 mkts
Promptness
Not enough data
—/5
No quote responses measured yet

Safe Rate Summary

Things to Think About

  • Pull through efficiency is below industry average

Explore another lender or local market

Report Card

BlueHarbor Bank performance at a glance

Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
No peer data
Pull Through
Closing strength
Acceptable
Bottom 40% of lenders
2/5
By Loan Product· Specialization by type
Conventional
26 loans
Mediocre
Bottom 20% of lenders
1/5
By Loan Purpose· Transaction purpose mix
Purchase
23 loans
Mediocre
Bottom 20% of lenders
1/5
Refinance
10 loans
Mediocre
Bottom 20% of lenders
1/5
By Location· Geographic coverage
Geographic Reach
Regional · 1 markets
Strong
Top 40% of lenders
4/5

Loan Product Performance

Performance by Loan Product

Conventional
Overall
Mediocre
Product
Mediocre
Pricing—
Pull Through
Acceptable
Volume26
Mix78.8%
Spread—
Fees—

Loan Purpose Performance

Performance by Loan Purpose

Purchase
Overall
Acceptable
Product
Mediocre
Pricing—
Pull Through
Acceptable
Volume23
Mix69.7%
Spread—
Fees—
Refinance
Overall
Mediocre
Product
Mediocre
Pricing—
Pull Through—
Volume10
Mix30.3%
Spread—
Fees—

At a Glance

Lender Overview

Lending Activity
Loans Originated
33
Applications
51
Volume
$17 million
Pricing & Closing
Pullthrough Rate
64.7%
Applications → Closed
Typical Borrower
Avg Loan Amount
$524,697
Avg Borrower Income
$318,545
Avg Property Value
$905,606

Geographic Coverage

Geographic Performance

Metro Areas
1
markets with activity
States Served
2
of 50 states + DC
Avg Place Specialization
Strong
4/5

States with Loan Originations

2Full-year 2024 · HMDA
2 states with loan originations
Loans originated
All statesNone
South2
NCTN

Top Metro Areas by Place Specialization Score

1© chucka_nc · CC BY-SA 2.0
Charlotte, NC-SCMetro
Volume 25Mix 75.76% of portfolio
61/100
Strong

Top States by Place Specialization Score

North Carolina
North Carolina
1
North CarolinaState
Volume 31Mix 93.94% of portfolio
57/100
Sound

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts
Pricing
How competitively a lender prices vs. the market benchmark (20%).
10/ 50 pts
Product
Performance on your specific loan type (20%).
10/ 50 pts
Pull Through
How reliably a lender closes the loans it starts (20%).
10/ 50 pts
Place
Depth of a lender's expertise in your local market (20%).
10/ 50 pts
Promptness
How quickly a lender answers real quote requests — blended in once they respond (20%).
Champion
Champion(80%+ = 40-50 points)
Superstar
Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of BlueHarbor Bank?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile
The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.