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BB

Brookline Bank

BankBrookline, MAHQDirectReviews near you on Google

Brookline Bank has 75 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Safe Rate Ratings· each scored 1–5 against peer lenders
Pricing
Exceptional
5/5
vs. all lenders
Pull-through
Acceptable
2/5
closing strength
Product
Strong
4/5
Conventional · Jumbo
Place
Strong
4/5
Regional · 2 mkts
Promptness
Not enough data
—/5
No quote responses measured yet

Safe Rate Summary

What They Do Well

  • Offers rates 20.00 basis points below market average
  • Lower than average lender fees

Things to Think About

  • Pull through efficiency is below industry average

Explore another lender or local market

Report Card

Brookline Bank performance at a glance

Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Exceptional
Rates 20.0 bps below market avg
5/5
Pull Through
Closing strength
Acceptable
Bottom 40% of lenders
2/5
By Loan Product· Specialization by type
Conventional
54 loans · 0.19% below market
Acceptable
Bottom 40% of lenders
2/5
Jumbo
21 loans · 0.23% below market
Strong
Top 40% of lenders
4/5
By Loan Purpose· Transaction purpose mix
Purchase
57 loans · 0.26% below market
Acceptable
Bottom 40% of lenders
2/5
Refinance
18 loans · 0.01% above market
Acceptable
Bottom 40% of lenders
2/5
By Location· Geographic coverage
Geographic Reach
Regional · 2 markets
Strong
Top 40% of lenders
4/5

Loan Product Performance

Performance by Loan Product

Conventional
Overall
Sound
Product
Acceptable
Pricing
Exceptional
Pull Through
Acceptable
Volume54
Mix72.0%
Spread
-0.189%Below
Fees
$351Fees
Jumbo Loans
Overall
Strong
Product
Strong
Pricing
Pull Through
Strong
Volume21
Mix28.0%
Spread
-0.231%Below
Fees
$1,299Fees

Loan Purpose Performance

Performance by Loan Purpose

Purchase
Overall
Sound
Product
Acceptable
Pricing
Exceptional
Pull Through
Acceptable
Volume57
Mix76.0%
Spread
-0.256%Below
Fees
$614Fees
Refinance
Overall
Sound
Product
Acceptable
Pricing
Pull Through
Sound
Volume18
Mix24.0%
Spread
+0.008%Above
Fees
$546Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
75
Applications
111
Volume
$54 million
Pricing & Closing
Avg Rate Spread
-0.200%
vs. market APOR
Avg Net Fees
$599
Origination − Credits
Pullthrough Rate
67.6%
Applications → Closed
Typical Borrower
Avg Loan Amount
$720,067
Avg Borrower Income
$275,973
Avg Property Value
$1,080,467

Geographic Coverage

Geographic Performance

Metro Areas
2
markets with activity
States Served
2
of 50 states + DC
Avg Place Specialization
Strong
4/5

States with Loan Originations

2Full-year 2024 · HMDA
2 states with loan originations
Loans originated
All statesNone
Northeast2
MANH

Top Metro Areas by Place Specialization Score

Volume 39Mix 52.00% of portfolio
65/100
Strong
Volume 28Mix 37.33% of portfolio
60/100
Sound

Top States by Place Specialization Score

Massachusetts
Massachusetts
1
MassachusettsState
Volume 73Mix 97.33% of portfolio
67/100
Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts
Pricing
How competitively a lender prices vs. the market benchmark (20%).
10/ 50 pts
Product
Performance on your specific loan type (20%).
10/ 50 pts
Pull Through
How reliably a lender closes the loans it starts (20%).
10/ 50 pts
Place
Depth of a lender's expertise in your local market (20%).
10/ 50 pts
Promptness
How quickly a lender answers real quote requests — blended in once they respond (20%).
Champion
Champion(80%+ = 40-50 points)
Superstar
Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.