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CPMS

Capital Partners Mortgage Services

Independent Mortgage CompanyMiami, FLHQDirectReviews near you on Google

Capital Partners Mortgage Services has 295 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Safe Rate Ratings· each scored 1–5 against peer lenders
Pricing
Acceptable
2/5
vs. all lenders
Pull-through
Sound
3/5
closing strength
Product
Strong
4/5
FHA · Conventional · VA
Place
Strong
4/5
Single State · 5 mkts
Promptness
Not enough data
—/5
No quote responses measured yet

Safe Rate Summary

Things to Think About

  • Pricing may be below industry average

Explore another lender or local market

Report Card

Capital Partners Mortgage Services performance at a glance

Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Acceptable
+42.1 bps above market avg
2/5
Pull Through
Closing strength
Sound
Top 60% of lenders
3/5
By Loan Product· Specialization by type
Conventional
211 loans · 0.47% above market
Sound
Top 60% of lenders
3/5
FHA
62 loans · 0.43% above market
Strong
Top 40% of lenders
4/5
VA
21 loans · 0.16% below market
Sound
Top 60% of lenders
3/5
By Loan Purpose· Transaction purpose mix
Purchase
282 loans · 0.41% above market
Sound
Top 60% of lenders
3/5
Refinance
13 loans · 0.74% above market
Acceptable
Bottom 40% of lenders
2/5
By Location· Geographic coverage
Geographic Reach
Single State · 5 markets
Strong
Top 40% of lenders
4/5

Loan Product Performance

Performance by Loan Product

Conventional
Overall
Acceptable
Product
Sound
Pricing
Mediocre
Pull Through
Sound
Volume211
Mix71.5%
Spread
+0.467%Above
Fees
$3,531Fees
FHA Loans
Overall
Sound
Product
Strong
Pricing
Acceptable
Pull Through
Strong
Volume62
Mix21.0%
Spread
+0.435%Above
Fees
$4,250Fees
VA Loans
Overall
Strong
Product
Sound
Pricing
Pull Through
Exceptional
Volume21
Mix7.1%
Spread
-0.163%Below
Fees
$2,882Fees

Loan Purpose Performance

Performance by Loan Purpose

Purchase
Overall
Sound
Product
Sound
Pricing
Acceptable
Pull Through
Sound
Volume282
Mix95.6%
Spread
+0.408%Above
Fees
$3,639Fees
Refinance
Overall
Acceptable
Product
Acceptable
Pricing
Pull Through
Acceptable
Volume13
Mix4.4%
Spread
+0.745%Above
Fees
$4,247Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
295
Applications
418
Volume
$110 million
Pricing & Closing
Avg Rate Spread
+0.421%
vs. market APOR
Avg Net Fees
$3,662
Origination − Credits
Pullthrough Rate
70.6%
Applications → Closed
Typical Borrower
Avg Loan Amount
$376,017
Avg Borrower Income
$160,736
Avg Property Value
$487,407

Geographic Coverage

Geographic Performance

Metro Areas
5
markets with activity
States Served
1
of 50 states + DC
Avg Place Specialization
Strong
4/5

States with Loan Originations

1Full-year 2024 · HMDA
1 states with loan originations
Loans originated
< 200200+None
South1
FL

Top Metro Areas by Place Specialization Score

1© Don Ramey Logan · CC BY 4.0
West Palm Beach, FLMetro
Volume 90Mix 30.51% of portfolio
76/100
Strong
2© Dough4872 · CC BY-SA 4.0
Port St. Lucie, FLMetro
Volume 45Mix 15.25% of portfolio
71/100
Strong
Volume 78Mix 26.44% of portfolio
70/100
Strong
Volume 43Mix 14.58% of portfolio
61/100
Strong
Volume 12Mix 4.07% of portfolio
44/100
Sound

Top States by Place Specialization Score

Florida
Florida
1
FloridaState
Volume 295Mix 100.00% of portfolio
73/100
Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts
Pricing
How competitively a lender prices vs. the market benchmark (20%).
10/ 50 pts
Product
Performance on your specific loan type (20%).
10/ 50 pts
Pull Through
How reliably a lender closes the loans it starts (20%).
10/ 50 pts
Place
Depth of a lender's expertise in your local market (20%).
10/ 50 pts
Promptness
How quickly a lender answers real quote requests — blended in once they respond (20%).
Champion
Champion(80%+ = 40-50 points)
Superstar
Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.