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Castle & Cooke Mortgage, LLC

Independent Mortgage CompanyWILMINGTON, DEDirect

We analyzed every closed loan from Castle Cooke Mortgage 965 loans across 2k applications— and benchmarked them against peer lenders across the 4 Ps of Mortgage Shopping.

Pricing
Mediocre
vs. all lenders
Pull Through
Sound
closing strength
Products
Exceptional
FHA · Conventional · VA · USDA
Place
Sound
Near-National · 11 mkts

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Safe Rate's Summary

What They Do Well

  • Particularly strong in FHA and VA and USDA loans
  • Nationwide availability with consistent service

Things to Think About

  • Pricing may be below industry average
  • Higher than average fees ($4,689)

Explore another lender or local market

Report Card

Castle & Cooke Mortgage, LLC performance at a glance

CategoryScorevs. Peers
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Mediocre
Below peers
+45.3 bps above market avg
Pull Through
Closing strength
Sound
Industry Standard
Top 60% of lenders
By Loan Product· Specialization by type
Conventional
Sound
Industry Standard
Top 60% of lenders
FHA
Strong
Highly Competitive
Top 40% of lenders
VA
Strong
Highly Competitive
Top 40% of lenders
USDA
Exceptional
Market Leader
Top 20% of lenders
By Loan Purpose· Transaction purpose mix
Purchase
Strong
Highly Competitive
Top 40% of lenders
Refinance
Strong
Highly Competitive
Top 40% of lenders
By Location· Geographic coverage
Geographic Reach
Coverage footprint
Sound
Industry Standard
Top 60% of lenders
Near-National12 markets

Loan Product Performance

Performance by Loan Product

Loan TypeOverall
ProductPricingPull ThroughVolumeMixSpread
Fees
Conventional
Acceptable
Sound
Mediocre
Acceptable
49951.7%
+0.437%Above
$4,528Fees
FHA Loans
Sound
Strong
Mediocre
Strong
33234.4%
+0.620%Above
$5,110Fees
VA Loans
Sound
Strong
Mediocre
Strong
909.3%
-0.220%Below
$4,372Fees
USDA Loans
Strong
Exceptional
Strong
353.6%
+0.906%Above
$2,849Fees

Loan Purpose Performance

Performance by Loan Purpose

PurposeOverall
ProductPricingPull ThroughVolumeMixSpread
Fees
Purchase
Sound
Strong
Mediocre
Sound
81584.5%
+0.476%Above
$4,722Fees
Refinance
Acceptable
Strong
Acceptable
Acceptable
15015.5%
+0.350%Above
$4,540Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
965
Applications
1,569
Volume
$335 million
Pricing & Closing
Avg Rate Spread
+0.453%
vs. market APOR
Avg Net Fees
$4,689
Origination − Credits
Pullthrough Rate
61.5%
Applications → Closed
Typical Borrower
Avg Loan Amount
$347,756
Avg Borrower Income
$127,756
Avg Property Value
$431,238

Geographic Coverage

Geographic Performance

Metro Areas
11
States Served
28
We count Washington DC as a state
Avg Place Specialization
Sound

States with Loan Originations

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Top Metro Areas by Place Specialization Score

1
Las Vegas, NVMSA
Volume: 156Mix: 16.17%of portfolio
Place
Strong
2
Ogden, UT, UTMSA
Volume: 78Mix: 8.08%of portfolio
Place
Strong
3
Nashville, TNMSA
Volume: 69Mix: 7.15%of portfolio
Place
Strong
4
Omaha, NE, NE-IAMSA
Volume: 58Mix: 6.01%of portfolio
Place
Strong
5
Salt Lake City, UTMSA
Volume: 43Mix: 4.46%of portfolio
Place
Sound
6
Denver, COMSA
Volume: 57Mix: 5.91%of portfolio
Place
Sound
7
Phoenix, AZMSA
Volume: 56Mix: 5.80%of portfolio
Place
Sound
8
Boise City, ID, IDMSA
Volume: 37Mix: 3.83%of portfolio
Place
Sound
9
Bakersfield, CAMSA
Volume: 22Mix: 2.28%of portfolio
Place
Sound
10
Provo, UTMSA
Volume: 21Mix: 2.18%of portfolio
Place
Sound
Showing 10 of 11 metro areas

Top States by Place Specialization Score

1
NVState
Volume: 160Mix: 16.58%of portfolio
Place
Strong
2
NEState
Volume: 138Mix: 14.30%of portfolio
Place
Strong
3
UTState
Volume: 168Mix: 17.41%of portfolio
Place
Strong
4
TNState
Volume: 81Mix: 8.39%of portfolio
Place
Strong
5
AZState
Volume: 66Mix: 6.84%of portfolio
Place
Sound
6
COState
Volume: 64Mix: 6.63%of portfolio
Place
Sound
7
IDState
Volume: 53Mix: 5.49%of portfolio
Place
Sound
8
IAState
Volume: 52Mix: 5.39%of portfolio
Place
Sound
9
CAState
Volume: 64Mix: 6.63%of portfolio
Place
Sound
10
HIState
Volume: 16Mix: 1.66%of portfolio
Place
Sound
Showing 10 of 12 states

How We Rank Lenders

Our rankings use a weighted average of scores across equally-weighted categories to evaluate lenders on a linear, raw performance scale.

Our Point System (Max 30 Points)

10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.