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Unclaimed

CBI Bank & Trust

Bank•Muscatine, IA•Direct

Cbi Bank Trust has 302 closed loans in our dataset — fully analyzed and benchmarked against peers across the 4 Ps of Mortgage Shopping.

Pricing
Sound
vs. all lenders
Pull Through
Strong
closing strength
Products
Sound
Conventional
Place
Strong
Multi-Region · 3 mkts

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Safe Rate's Summary

What They Do Well

  • Strong pull through performance

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Report Card

CBI Bank & Trust performance at a glance

CategoryScorevs. Peers
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Sound
Industry Standard
+42.4 bps above market avg
Pull Through
Closing strength
Strong
Highly Competitive
Top 40% of lenders
By Loan Product· Specialization by type
Conventional
Sound
Industry Standard
Top 60% of lenders
By Loan Purpose· Transaction purpose mix
Purchase
Sound
Industry Standard
Top 60% of lenders
Refinance
Sound
Industry Standard
Top 60% of lenders
By Location· Geographic coverage
Geographic Reach
Coverage footprint
Strong
Highly Competitive
Top 40% of lenders
Multi-Regional4 markets

Loan Product Performance

Performance by Loan Product

Loan TypeOverall
ProductPricingPull ThroughVolumeMixSpread
Fees
Conventional
Sound
Sound
Sound
Strong
29999.0%
+0.428%Above
$1,041Fees

Loan Purpose Performance

Performance by Loan Purpose

PurposeOverall
ProductPricingPull ThroughVolumeMixSpread
Fees
Purchase
Sound
Sound
Sound
Strong
24280.1%
+0.416%Above
$1,060Fees
Refinance
Sound
Sound
Mediocre
Strong
6019.9%
+0.467%Above
$892Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
302
Applications
366
Volume
$59 million
Pricing & Closing
Avg Rate Spread
+0.424%
vs. market APOR
Avg Net Fees
$1,033
Origination − Credits
Pullthrough Rate
82.5%
Applications → Closed
Typical Borrower
Avg Loan Amount
$196,788
Avg Borrower Income
$121,556
Avg Property Value
$271,987

Geographic Coverage

Geographic Performance

Metro Areas
3
States Served
8
We count Washington DC as a state
Avg Place Specialization
Strong

States with Loan Originations

FLIAILINMINESCWI

Top Metro Areas by Place Specialization Score

1
Davenport, IA-ILMSA
Volume: 86Mix: 28.48%of portfolio
Place
Strong
2
Peoria, IL, ILMSA
Volume: 29Mix: 9.60%of portfolio
Place
Sound
3
Iowa City, IA, IAMSA
Volume: 21Mix: 6.95%of portfolio
Place
Sound

Top States by Place Specialization Score

1
ILState
Volume: 170Mix: 56.29%of portfolio
Place
Strong
2
IAState
Volume: 118Mix: 39.07%of portfolio
Place
Strong

How We Rank Lenders

Our rankings use a weighted average of scores across equally-weighted categories to evaluate lenders on a linear, raw performance scale.

Our Point System (Max 30 Points)

10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.