What loan types does CBI Bank & Trust offer?

CBI Bank & Trust offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does CBI Bank & Trust offer mortgages?

CBI Bank & Trust offers mortgages in 8 states: FL, IA, IL, IN, MI, NE, SC, WI.

How competitive are CBI Bank & Trust's mortgage rates?

CBI Bank & Trust has an overall pricing score of 41.7/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is CBI Bank & Trust?

CBI Bank & Trust is a Bank headquartered in Muscatine, IA.

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CBI Bank & Trust

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CBI Bank & Trust has 302 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Sound

3/5

vs. all lenders

Pull-through

Strong

4/5

closing strength

Product

Sound

3/5

Conventional

Place

Strong

4/5

Multi-Region · 3 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Summary

What They Do Well

Strong pull through performance

Explore another lender or local market

Report Card

CBI Bank & Trust performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Sound

+42.4 bps above market avg

3/5

Pull Through

Closing strength

Strong

Top 40% of lenders

4/5

By Loan Product· Specialization by type

Conventional

299 loans · 0.43% above market

Sound

Top 60% of lenders

3/5

By Loan Purpose· Transaction purpose mix

Purchase

242 loans · 0.42% above market

Sound

Top 60% of lenders

3/5

Refinance

60 loans · 0.47% above market

Sound

Top 60% of lenders

3/5

By Location· Geographic coverage

Geographic Reach

Multi-Regional · 4 markets

Strong

Top 40% of lenders

4/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Sound	Sound	Strong	299	99.0%	+0.428%Above	$1,041Fees

Conventional

Overall

Sound

Product

Sound

Pricing

Sound

Pull Through

Strong

Volume299

Mix99.0%

Spread

+0.428%Above

Fees

$1,041Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Sound	Sound	Strong	242	80.1%	+0.416%Above	$1,060Fees
Refinance	Sound	Sound	Mediocre	Strong	60	19.9%	+0.467%Above	$892Fees

Purchase

Overall

Sound

Product

Sound

Pricing

Sound

Pull Through

Strong

Volume242

Mix80.1%

Spread

+0.416%Above

Fees

$1,060Fees

Refinance

Overall

Sound

Product

Sound

Pricing

Mediocre

Pull Through

Strong

Volume60

Mix19.9%

Spread

+0.467%Above

Fees

$892Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

302

Applications

366

Volume

$59 million

Pricing & Closing

Avg Rate Spread

+0.424%

vs. market APOR

Avg Net Fees

$1,033

Origination − Credits

Pullthrough Rate

82.5%

Applications → Closed

Typical Borrower

Avg Loan Amount

$196,788

Avg Borrower Income

$121,556

Avg Property Value

$271,987

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

8Full-year 2024 · HMDA

Loans originated

< 100100+None

Midwest6

IAILINMINEWI

South2

FLSC

Top Metro Areas by Place Specialization Score

Davenport, IA-ILMetro

Volume 86Mix 28.48% of portfolio

76/100

Strong

Peoria, ILMetro

Volume 29Mix 9.60% of portfolio

58/100

Sound

Iowa City, IAMetro

Volume 21Mix 6.95% of portfolio

55/100

Sound

Top States by Place Specialization Score

IllinoisState

Volume 170Mix 56.29% of portfolio

72/100

Strong

IowaState

Volume 118Mix 39.07% of portfolio

68/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.