What loan types does Centreville Bank offer?

Centreville Bank offers the following mortgage loan types: Conventional, Jumbo. Each product has its own pricing score and performance metrics.

Where does Centreville Bank offer mortgages?

Centreville Bank offers mortgages in 3 states: CT, MA, RI.

How competitive are Centreville Bank's mortgage rates?

Centreville Bank has an overall pricing score of 84.8/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Centreville Bank?

Centreville Bank is a Bank headquartered in West Warwick, RI.

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Centreville Bank

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Centreville Bank has 257 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Exceptional

5/5

vs. all lenders

Pull-through

Strong

4/5

closing strength

Product

Strong

4/5

Conventional · Jumbo

Place

Exceptional

5/5

Regional · 1 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Awards

Conventional

Superstar

Purchase

Superstar

Summary

What They Do Well

Offers rates 36.90 basis points below market average
Lower than average lender fees
Strong pull through performance

Explore another lender or local market

Report Card

Centreville Bank performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Exceptional

Rates 36.9 bps below market avg

5/5

Pull Through

Closing strength

Strong

Top 40% of lenders

4/5

By Loan Product· Specialization by type

Conventional

233 loans · 0.40% below market

Sound

Top 60% of lenders

3/5

Jumbo

18 loans · 0.13% below market

Strong

Top 40% of lenders

4/5

By Loan Purpose· Transaction purpose mix

Purchase

234 loans · 0.41% below market

Sound

Top 60% of lenders

3/5

Refinance

23 loans · 0.04% above market

Acceptable

Bottom 40% of lenders

2/5

By Location· Geographic coverage

Geographic Reach

Regional · 2 markets

Sound

Top 60% of lenders

3/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Strong	Sound	Exceptional	Sound	233	90.7%	-0.400%Below	$878Fees
Jumbo Loans	Strong	Strong	—	Sound	18	7.0%	-0.128%Below	$740Fees

Conventional

Overall

Strong

Product

Sound

Pricing

Exceptional

Pull Through

Sound

Volume233

Mix90.7%

Spread

-0.400%Below

Fees

$878Fees

Jumbo Loans

Overall

Strong

Product

Strong

Pricing—

Pull Through

Sound

Volume18

Mix7.0%

Spread

-0.128%Below

Fees

$740Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Strong	Sound	Exceptional	Sound	234	91.1%	-0.413%Below	$876Fees
Refinance	Sound	Acceptable	Strong	Sound	23	8.9%	+0.040%Above	$599Fees

Purchase

Overall

Strong

Product

Sound

Pricing

Exceptional

Pull Through

Sound

Volume234

Mix91.1%

Spread

-0.413%Below

Fees

$876Fees

Refinance

Overall

Sound

Product

Acceptable

Pricing

Strong

Pull Through

Sound

Volume23

Mix8.9%

Spread

+0.040%Above

Fees

$599Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

257

Applications

345

Volume

$110 million

Pricing & Closing

Avg Rate Spread

-0.369%

vs. market APOR

Avg Net Fees

$849

Origination − Credits

Pullthrough Rate

74.5%

Applications → Closed

Typical Borrower

Avg Loan Amount

$428,346

Avg Borrower Income

$188,132

Avg Property Value

$629,786

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Exceptional

5/5

States with Loan Originations

3Full-year 2024 · HMDA

Loans originated

< 2020–5050+None

Northeast3

CTMARI

Top Metro Areas by Place Specialization Score

Providence, RI-MAMetro

Volume 208Mix 80.93% of portfolio

87/100

Exceptional

Top States by Place Specialization Score

Rhode IslandState

Volume 199Mix 77.43% of portfolio

87/100

Exceptional

ConnecticutState

Volume 32Mix 12.45% of portfolio

56/100

Sound

MassachusettsState

Volume 26Mix 10.12% of portfolio

51/100

Sound

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.