# CHOCOLATE BAYOU COMMUNITY FEDERAL CREDIT UNION

> **Canonical URL:** https://saferate.com/lenders/chocolate-bayou-community-federal-credit-union

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

CHOCOLATE BAYOU COMMUNITY FEDERAL CREDIT UNION is a credit union, headquartered in Alvin, TX, with 8 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 76% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 549300VEIFZEX6HJVA94
- **Headquarters:** Alvin, TX
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** TX
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Acceptable 🙂
- Score: 24/100
- Rating: ●●○○○ (2/5)


### Lending Volume
- **Total Loans:** 8
- **Dollar Volume:** $1 million
- **Applications Received:** 31
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $110,000
- **Average Borrower Income:** $73,625

## Frequently Asked Questions

### Where does CHOCOLATE BAYOU COMMUNITY FEDERAL CREDIT UNION offer mortgages?

CHOCOLATE BAYOU COMMUNITY FEDERAL CREDIT UNION offers mortgages in 1 states: TX.

### What type of lender is CHOCOLATE BAYOU COMMUNITY FEDERAL CREDIT UNION?

CHOCOLATE BAYOU COMMUNITY FEDERAL CREDIT UNION is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Alvin, TX.

### What is CHOCOLATE BAYOU COMMUNITY FEDERAL CREDIT UNION's loan approval success rate?

CHOCOLATE BAYOU COMMUNITY FEDERAL CREDIT UNION has a pull-through score of 24/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-06-13
**Canonical URL:** https://saferate.com/lenders/chocolate-bayou-community-federal-credit-union

### How to Cite

> "CHOCOLATE BAYOU COMMUNITY FEDERAL CREDIT UNION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/chocolate-bayou-community-federal-credit-union

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