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C2CF

Coast 2 Coast Funding Group

Independent Mortgage CompanySacramento, CAHQDirectReviews near you on Google

Coast 2 Coast Funding Group has 198 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Safe Rate Ratings· each scored 1–5 against peer lenders
Pricing
Mediocre
1/5
vs. all lenders
Pull-through
Sound
3/5
closing strength
Product
Sound
3/5
Conventional
Place
Strong
4/5
Regional · 3 mkts
Promptness
Not enough data
—/5
No quote responses measured yet

Safe Rate Summary

Things to Think About

  • Rates typically 72 basis points above market average
  • Higher than average fees ($5,792)

Explore another lender or local market

Report Card

Coast 2 Coast Funding Group performance at a glance

Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Mediocre
+72.4 bps above market avg
1/5
Pull Through
Closing strength
Sound
Top 60% of lenders
3/5
By Loan Product· Specialization by type
Conventional
198 loans · 0.72% above market
Sound
Top 60% of lenders
3/5
By Loan Purpose· Transaction purpose mix
Purchase
31 loans · 0.58% above market
Mediocre
Bottom 20% of lenders
1/5
Refinance
167 loans · 0.76% above market
Strong
Top 40% of lenders
4/5
By Location· Geographic coverage
Geographic Reach
Regional · 3 markets
Strong
Top 40% of lenders
4/5

Loan Product Performance

Performance by Loan Product

Conventional
Overall
Sound
Product
Sound
Pricing
Mediocre
Pull Through
Strong
Volume198
Mix100.0%
Spread
+0.724%Above
Fees
$5,792Fees

Loan Purpose Performance

Performance by Loan Purpose

Purchase
Overall
Acceptable
Product
Mediocre
Pricing
Mediocre
Pull Through
Sound
Volume31
Mix15.7%
Spread
+0.577%Above
Fees
$4,660Fees
Refinance
Overall
Sound
Product
Strong
Pricing
Mediocre
Pull Through
Exceptional
Volume167
Mix84.3%
Spread
+0.759%Above
Fees
$6,057Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
198
Applications
198
Volume
$73 million
Pricing & Closing
Avg Rate Spread
+0.724%
vs. market APOR
Avg Net Fees
$5,792
Origination − Credits
Pullthrough Rate
100.0%
Applications → Closed
Typical Borrower
Avg Loan Amount
$371,919
Avg Borrower Income
$127,657
Avg Property Value
$787,273

Geographic Coverage

Geographic Performance

Metro Areas
3
markets with activity
States Served
3
of 50 states + DC
Avg Place Specialization
Strong
4/5

States with Loan Originations

3Full-year 2024 · HMDA
3 states with loan originations
Loans originated
All statesNone
West3
CAIDOR

Top Metro Areas by Place Specialization Score

1© Eric Polk · CC BY-SA 4.0
Los Angeles, CAMetro
Volume 95Mix 47.98% of portfolio
71/100
Strong
Volume 45Mix 22.73% of portfolio
61/100
Strong
Volume 21Mix 10.61% of portfolio
55/100
Sound

Top States by Place Specialization Score

California
California
1
CaliforniaState
Volume 193Mix 97.47% of portfolio
69/100
Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts
Pricing
How competitively a lender prices vs. the market benchmark (20%).
10/ 50 pts
Product
Performance on your specific loan type (20%).
10/ 50 pts
Pull Through
How reliably a lender closes the loans it starts (20%).
10/ 50 pts
Place
Depth of a lender's expertise in your local market (20%).
10/ 50 pts
Promptness
How quickly a lender answers real quote requests — blended in once they respond (20%).
Champion
Champion(80%+ = 40-50 points)
Superstar
Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.