What loan types does Coast One Mortgage offer?

Coast One Mortgage offers the following mortgage loan types: FHA, Conventional. Each product has its own pricing score and performance metrics.

Where does Coast One Mortgage offer mortgages?

Coast One Mortgage offers mortgages in 4 states: FL, IL, MI, OH.

How competitive are Coast One Mortgage's mortgage rates?

Coast One Mortgage has an overall pricing score of 20.1/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Coast One Mortgage?

Coast One Mortgage is a Independent Mortgage Company headquartered in WILMINGTON, DE.

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Coast One Mortgage

Independent Mortgage Company•Wilmington, DEHQ•Direct•Reviews near you on Google

Coast One Mortgage has 178 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Acceptable

2/5

vs. all lenders

Pull-through

Acceptable

2/5

closing strength

Product

Acceptable

2/5

FHA · Conventional

Place

Sound

3/5

Regional · 5 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Summary

Things to Think About

Rates typically 55 basis points above market average
Pull through efficiency is below industry average

Explore another lender or local market

Report Card

Coast One Mortgage performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Acceptable

+54.7 bps above market avg

2/5

Pull Through

Closing strength

Acceptable

Bottom 40% of lenders

2/5

By Loan Product· Specialization by type

Conventional

146 loans · 0.56% above market

Acceptable

Bottom 40% of lenders

2/5

FHA

21 loans · 0.60% above market

Acceptable

Bottom 40% of lenders

2/5

By Loan Purpose· Transaction purpose mix

Purchase

169 loans · 0.54% above market

Sound

Top 60% of lenders

3/5

By Location· Geographic coverage

Geographic Reach

Regional · 6 markets

Sound

Top 60% of lenders

3/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Acceptable	Acceptable	Acceptable	Acceptable	146	82.0%	+0.562%Above	$3,180Fees
FHA Loans	Acceptable	Acceptable	—	Acceptable	21	11.8%	+0.601%Above	$4,351Fees

Conventional

Overall

Acceptable

Product

Acceptable

Pricing

Acceptable

Pull Through

Acceptable

Volume146

Mix82.0%

Spread

+0.562%Above

Fees

$3,180Fees

FHA Loans

Overall

Acceptable

Product

Acceptable

Pricing—

Pull Through

Acceptable

Volume21

Mix11.8%

Spread

+0.601%Above

Fees

$4,351Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Acceptable	Sound	Mediocre	Acceptable	169	94.9%	+0.542%Above	$3,334Fees

Purchase

Overall

Acceptable

Product

Sound

Pricing

Mediocre

Pull Through

Acceptable

Volume169

Mix94.9%

Spread

+0.542%Above

Fees

$3,334Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

178

Applications

251

Volume

$45 million

Pricing & Closing

Avg Rate Spread

+0.547%

vs. market APOR

Avg Net Fees

$3,352

Origination − Credits

Pullthrough Rate

70.9%

Applications → Closed

Typical Borrower

Avg Loan Amount

$257,697

Avg Borrower Income

$128,303

Avg Property Value

$326,180

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Sound

3/5

States with Loan Originations

4Full-year 2024 · HMDA

Loans originated

< 5050+None

Midwest3

ILMIOH

South1

Top Metro Areas by Place Specialization Score

Cleveland, OHMetro

Volume 48Mix 26.97% of portfolio

64/100

Strong

Akron, OHMetro

Volume 16Mix 8.99% of portfolio

53/100

Sound

Punta Gorda, FLMetro

Volume 11Mix 6.18% of portfolio

53/100

Sound

Jacksonville, FLMetro

Volume 18Mix 10.11% of portfolio

52/100

Sound

Grand Rapids, MIMetro

Volume 11Mix 6.18% of portfolio

45/100

Sound

Top States by Place Specialization Score

OhioState

Volume 79Mix 44.38% of portfolio

63/100

Strong

MichiganState

Volume 45Mix 25.28% of portfolio

58/100

Sound

FloridaState

Volume 49Mix 27.53% of portfolio

55/100

Sound

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.