Comerica Bank has 246 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.
Ratings· each scored 1–5 against peer lenders
Pricing
Strong
4/5
vs. all lenders
Pull-through
Sound
3/5
closing strength
Product
Strong
4/5
FHA · Conventional · Jumbo
Place
Sound
3/5
Multi-Region · 4 mkts
Promptness
Not enough data
—/5
No quote responses measured yet
Summary
What They Do Well
- Competitive pricing compared to the market
- Lower than average lender fees
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Report Card
Comerica Bank performance at a glance
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Strong
+37.2 bps above market avg
4/5
Pull Through
Closing strength
Sound
Top 60% of lenders
3/5
By Loan Product· Specialization by type
Conventional
205 loans · 0.39% above market
Sound
Top 60% of lenders
3/5
FHA
10 loans · 0.61% above market
Acceptable
Bottom 40% of lenders
2/5
Jumbo
31 loans · 0.05% above market
Strong
Top 40% of lenders
4/5
By Loan Purpose· Transaction purpose mix
Purchase
119 loans · 0.32% above market
Acceptable
Bottom 40% of lenders
2/5
Refinance
127 loans · 0.42% above market
Sound
Top 60% of lenders
3/5
By Location· Geographic coverage
Geographic Reach
Multi-Regional · 5 markets
Sound
Top 60% of lenders
3/5
Loan Product Performance
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | 205 | 83.3% | +0.389%Above | $534Fees | ||||
FHA Loans | — | — | 10 | 4.1% | +0.613%Above | $771Fees | ||
Jumbo Loans | — | 31 | 12.6% | +0.053%Above | $128Credit |
Conventional
OverallSound
ProductSound
PricingStrong
Pull ThroughAcceptable
Volume205
Mix83.3%
Spread
+0.389%Above
Fees
$534Fees
FHA Loans
OverallAcceptable
ProductAcceptable
Pricing—
Pull Through—
Volume10
Mix4.1%
Spread
+0.613%Above
Fees
$771Fees
Jumbo Loans
OverallStrong
ProductStrong
Pricing—
Pull ThroughSound
Volume31
Mix12.6%
Spread
+0.053%Above
Fees
$128Credit
Loan Purpose Performance
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | 119 | 48.4% | +0.319%Above | $212Fees | ||||
Refinance | 127 | 51.6% | +0.423%Above | $756Fees |
Purchase
OverallSound
ProductAcceptable
PricingStrong
Pull ThroughAcceptable
Volume119
Mix48.4%
Spread
+0.319%Above
Fees
$212Fees
Refinance
OverallSound
ProductSound
PricingStrong
Pull ThroughSound
Volume127
Mix51.6%
Spread
+0.423%Above
Fees
$756Fees
At a Glance
Lender Overview
Lending Activity
Loans Originated
246
Applications
427
Volume
$107 million
Pricing & Closing
Avg Rate Spread
+0.372%
vs. market APOR
Avg Net Fees
$492
Origination − Credits
Pullthrough Rate
57.6%
Applications → Closed
Typical Borrower
Avg Loan Amount
$435,610
Avg Borrower Income
$252,606
Avg Property Value
$805,203
Geographic Coverage
Geographic Performance
Metro Areas
4
markets with activity
States Served
15
of 50 states + DC
Avg Place Specialization
Sound
3/5
States with Loan Originations
15Full-year 2024 · HMDALoans originated
< 2020–5050+None
Northeast1
CT
Midwest3
ILINMI
South6
FLGAKYOKSCTX
West5
AZCANMORUT
How We Rank Lenders
Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.
Our Point System (Max 50 Points)
10/ 50 pts
Pricing
How competitively a lender prices vs. the market benchmark (20%).
10/ 50 pts
Product
Performance on your specific loan type (20%).
10/ 50 pts
Pull Through
How reliably a lender closes the loans it starts (20%).
10/ 50 pts
Place
Depth of a lender's expertise in your local market (20%).
10/ 50 pts
Promptness
How quickly a lender answers real quote requests — blended in once they respond (20%).
Champion(80%+ = 40-50 points)
Superstar(60-79% = 30-39 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.