What loan types does Communication Federal Credit Union offer?

Communication Federal Credit Union offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does Communication Federal Credit Union offer mortgages?

Communication Federal Credit Union offers mortgages in 2 states: KS, OK.

How competitive are Communication Federal Credit Union's mortgage rates?

Communication Federal Credit Union has an overall pricing score of 67.3/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Communication Federal Credit Union?

Communication Federal Credit Union is a Credit Union headquartered in Oklahoma City, OK.

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Communication Federal Credit Union

Credit Union•Oklahoma City, OKHQ•Direct•Reviews near you on Google

Communication Federal Credit Union has 182 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Strong

4/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Sound

3/5

Conventional

Place

Strong

4/5

Regional · 2 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Awards

Refinance

Superstar

Summary

What They Do Well

Competitive pricing compared to the market
Lower than average lender fees

Explore another lender or local market

Report Card

Communication Federal Credit Union performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Strong

+41.1 bps above market avg

4/5

Pull Through

Closing strength

Sound

Top 60% of lenders

3/5

By Loan Product· Specialization by type

Conventional

171 loans · 0.38% above market

Sound

Top 60% of lenders

3/5

By Loan Purpose· Transaction purpose mix

Purchase

155 loans · 0.43% above market

Sound

Top 60% of lenders

3/5

Refinance

27 loans · 0.34% above market

Acceptable

Bottom 40% of lenders

2/5

By Location· Geographic coverage

Geographic Reach

Regional · 3 markets

Strong

Top 40% of lenders

4/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Sound	Strong	Sound	171	94.0%	+0.381%Above	$1,043Fees

Conventional

Overall

Sound

Product

Sound

Pricing

Strong

Pull Through

Sound

Volume171

Mix94.0%

Spread

+0.381%Above

Fees

$1,043Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Sound	Strong	Acceptable	155	85.2%	+0.431%Above	$1,085Fees
Refinance	Sound	Acceptable	Exceptional	Sound	27	14.8%	+0.339%Above	$860Fees

Purchase

Overall

Sound

Product

Sound

Pricing

Strong

Pull Through

Acceptable

Volume155

Mix85.2%

Spread

+0.431%Above

Fees

$1,085Fees

Refinance

Overall

Sound

Product

Acceptable

Pricing

Exceptional

Pull Through

Sound

Volume27

Mix14.8%

Spread

+0.339%Above

Fees

$860Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

182

Applications

274

Volume

$42 million

Pricing & Closing

Avg Rate Spread

+0.411%

vs. market APOR

Avg Net Fees

$1,038

Origination − Credits

Pullthrough Rate

66.4%

Applications → Closed

Typical Borrower

Avg Loan Amount

$233,791

Avg Borrower Income

$163,863

Avg Property Value

$300,769

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

2Full-year 2024 · HMDA

Loans originated

All statesNone

Midwest1

South1

Top Metro Areas by Place Specialization Score

Oklahoma City, OKMetro

Volume 84Mix 46.15% of portfolio

73/100

Strong

Tulsa, OKMetro

Volume 38Mix 20.88% of portfolio

61/100

Strong

Top States by Place Specialization Score

OklahomaState

Volume 174Mix 95.60% of portfolio

77/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.