What loan types does COMMUNITY CREDIT UNION of FLORIDA offer?

COMMUNITY CREDIT UNION of FLORIDA offers the following mortgage loan types: Conventional, Jumbo. Each product has its own pricing score and performance metrics.

Where does COMMUNITY CREDIT UNION of FLORIDA offer mortgages?

COMMUNITY CREDIT UNION of FLORIDA offers mortgages in 1 states: FL.

How competitive are COMMUNITY CREDIT UNION of FLORIDA's mortgage rates?

COMMUNITY CREDIT UNION of FLORIDA has an overall pricing score of 58/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is COMMUNITY CREDIT UNION of FLORIDA?

COMMUNITY CREDIT UNION of FLORIDA is a Credit Union headquartered in Rockledge, FL.

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COMMUNITY CREDIT UNION of FLORIDA

Credit Union•Rockledge, FLHQ•Direct•Reviews near you on Google

COMMUNITY CREDIT UNION of FLORIDA has 147 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Sound

3/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Strong

4/5

Conventional · Jumbo

Place

Exceptional

5/5

Single State · 1 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Explore another lender or local market

Report Card

COMMUNITY CREDIT UNION of FLORIDA performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Sound

+4.6 bps above market avg

3/5

Pull Through

Closing strength

Sound

Top 60% of lenders

3/5

By Loan Product· Specialization by type

Conventional

118 loans · 0.21% above market

Sound

Top 60% of lenders

3/5

Jumbo

15 loans · 0.88% below market

Strong

Top 40% of lenders

4/5

By Loan Purpose· Transaction purpose mix

Purchase

109 loans · 0.10% above market

Sound

Top 60% of lenders

3/5

Refinance

38 loans · 0.13% below market

Sound

Top 60% of lenders

3/5

By Location· Geographic coverage

Geographic Reach

Single State · 1 markets

Exceptional

Top 20% of lenders

5/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Sound	Sound	Sound	118	80.3%	+0.207%Above	$1,520Fees
Jumbo Loans	Strong	Strong	—	—	15	10.2%	-0.875%Below	$1,200Fees

Conventional

Overall

Sound

Product

Sound

Pricing

Sound

Pull Through

Sound

Volume118

Mix80.3%

Spread

+0.207%Above

Fees

$1,520Fees

Jumbo Loans

Overall

Strong

Product

Strong

Pricing—

Pull Through—

Volume15

Mix10.2%

Spread

-0.875%Below

Fees

$1,200Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Sound	Strong	Acceptable	109	74.1%	+0.101%Above	$1,458Fees
Refinance	Sound	Sound	Sound	Sound	38	25.9%	-0.134%Below	$1,456Fees

Purchase

Overall

Sound

Product

Sound

Pricing

Strong

Pull Through

Acceptable

Volume109

Mix74.1%

Spread

+0.101%Above

Fees

$1,458Fees

Refinance

Overall

Sound

Product

Sound

Pricing

Sound

Pull Through

Sound

Volume38

Mix25.9%

Spread

-0.134%Below

Fees

$1,456Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

147

Applications

252

Volume

$55 million

Pricing & Closing

Avg Rate Spread

+0.046%

vs. market APOR

Avg Net Fees

$1,457

Origination − Credits

Pullthrough Rate

58.3%

Applications → Closed

Typical Borrower

Avg Loan Amount

$374,796

Avg Borrower Income

$199,381

Avg Property Value

$515,000

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Exceptional

5/5

States with Loan Originations

1Full-year 2024 · HMDA

Loans originated

< 100100+None

South1

Top Metro Areas by Place Specialization Score

Palm Bay, FLMetro

Volume 131Mix 89.12% of portfolio

85/100

Exceptional

Top States by Place Specialization Score

FloridaState

Volume 147Mix 100.00% of portfolio

68/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.