Community Mortgage
We analyzed every closed loan from Community Mortgage — 880 loans across 993 applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.
Ratings· each scored 1–5 against peer lenders
Pricing
Strong
4/5
vs. all lenders
Pull-through
Strong
4/5
closing strength
Product
Strong
4/5
FHA · Conventional · VA · USDA
Place
Strong
4/5
Multi-Region · 4 mkts
Promptness
Not enough data
—/5
No quote responses measured yet
Awards
Conventional
Superstar
FHA
Superstar
VA
Superstar
USDA
Superstar
Purchase
Superstar
Refinance
Superstar
Summary
What They Do Well
- Competitive pricing compared to the market
- Lower than average lender fees
- Strong pull through performance
- Particularly strong in Conventional and FHA and VA and USDA loans
Explore another lender or local market
Report Card
Community Mortgage performance at a glance
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Strong
+13.1 bps above market avg
4/5
Pull Through
Closing strength
Strong
Top 40% of lenders
4/5
By Loan Product· Specialization by type
Conventional
482 loans · 0.10% above market
Strong
Top 40% of lenders
4/5
FHA
278 loans · 0.34% above market
Strong
Top 40% of lenders
4/5
VA
92 loans · 0.42% below market
Strong
Top 40% of lenders
4/5
USDA
27 loans · 0.02% above market
Strong
Top 40% of lenders
4/5
By Loan Purpose· Transaction purpose mix
Purchase
751 loans · 0.14% above market
Strong
Top 40% of lenders
4/5
Refinance
129 loans · 0.07% above market
Strong
Top 40% of lenders
4/5
By Location· Geographic coverage
Geographic Reach
Multi-Regional · 5 markets
Strong
Top 40% of lenders
4/5
Loan Product Performance
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | 482 | 54.8% | +0.099%Above | $1,612Fees | ||||
FHA Loans | 278 | 31.6% | +0.345%Above | $1,729Fees | ||||
VA Loans | 92 | 10.5% | -0.421%Below | $1,295Fees | ||||
USDA Loans | 27 | 3.1% | +0.019%Above | $1,911Fees |
Conventional
OverallStrong
ProductStrong
PricingStrong
Pull ThroughStrong
Volume482
Mix54.8%
Spread
+0.099%Above
Fees
$1,612Fees
FHA Loans
OverallStrong
ProductStrong
PricingStrong
Pull ThroughExceptional
Volume278
Mix31.6%
Spread
+0.345%Above
Fees
$1,729Fees
VA Loans
OverallStrong
ProductStrong
PricingStrong
Pull ThroughExceptional
Volume92
Mix10.5%
Spread
-0.421%Below
Fees
$1,295Fees
USDA Loans
OverallStrong
ProductStrong
PricingStrong
Pull ThroughExceptional
Volume27
Mix3.1%
Spread
+0.019%Above
Fees
$1,911Fees
Loan Purpose Performance
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | 751 | 85.3% | +0.141%Above | $1,652Fees | ||||
Refinance | 129 | 14.7% | +0.073%Above | $1,493Fees |
Purchase
OverallStrong
ProductStrong
PricingStrong
Pull ThroughStrong
Volume751
Mix85.3%
Spread
+0.141%Above
Fees
$1,652Fees
Refinance
OverallStrong
ProductStrong
PricingStrong
Pull ThroughExceptional
Volume129
Mix14.7%
Spread
+0.073%Above
Fees
$1,493Fees
At a Glance
Lender Overview
Lending Activity
Loans Originated
880
Applications
993
Volume
$234 million
Pricing & Closing
Avg Rate Spread
+0.131%
vs. market APOR
Avg Net Fees
$1,629
Origination − Credits
Pullthrough Rate
88.6%
Applications → Closed
Typical Borrower
Avg Loan Amount
$266,398
Avg Borrower Income
$108,609
Avg Property Value
$324,841
Geographic Coverage
Geographic Performance
Metro Areas
4
markets with activity
States Served
9
of 50 states + DC
Avg Place Specialization
Strong
4/5
States with Loan Originations
9Full-year 2024 · HMDALoans originated
< 5050–100100+None
Midwest3
ILKSMO
South5
ALFLGATNTX
West1
CA
How We Rank Lenders
Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.
Our Point System (Max 50 Points)
10/ 50 pts
Pricing
How competitively a lender prices vs. the market benchmark (20%).
10/ 50 pts
Product
Performance on your specific loan type (20%).
10/ 50 pts
Pull Through
How reliably a lender closes the loans it starts (20%).
10/ 50 pts
Place
Depth of a lender's expertise in your local market (20%).
10/ 50 pts
Promptness
How quickly a lender answers real quote requests — blended in once they respond (20%).
Champion(80%+ = 40-50 points)
Superstar(60-79% = 30-39 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Looking for a different lender?
Are you the owner of Community Mortgage?
Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.
The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.