What loan types does Constant Investments offer?

Constant Investments offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does Constant Investments offer mortgages?

Constant Investments offers mortgages in 8 states: AZ, CA, FL, GA, NV, OR, TX, WA.

How competitive are Constant Investments's mortgage rates?

Constant Investments has an overall pricing score of 29.6/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Constant Investments?

Constant Investments is a Independent Mortgage Company headquartered in La Mirada, CA.

Unclaimed

Constant Investments

Independent Mortgage Company•La Mirada, CAHQ•Direct•Reviews near you on Google

Constant Investments has 246 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Acceptable

2/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Sound

3/5

Conventional

Place

Sound

3/5

Multi-Region · 7 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Summary

Things to Think About

Pricing may be below industry average

Explore another lender or local market

Report Card

Constant Investments performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Acceptable

+24.0 bps above market avg

2/5

Pull Through

Closing strength

Sound

Top 60% of lenders

3/5

By Loan Product· Specialization by type

Conventional

243 loans · 0.23% above market

Sound

Top 60% of lenders

3/5

By Loan Purpose· Transaction purpose mix

Purchase

221 loans · 0.24% above market

Sound

Top 60% of lenders

3/5

Refinance

25 loans · 0.19% above market

Acceptable

Bottom 40% of lenders

2/5

By Location· Geographic coverage

Geographic Reach

Multi-Regional · 7 markets

Sound

Top 60% of lenders

3/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Sound	Acceptable	Sound	243	98.8%	+0.229%Above	$3,097Fees

Conventional

Overall

Sound

Product

Sound

Pricing

Acceptable

Pull Through

Sound

Volume243

Mix98.8%

Spread

+0.229%Above

Fees

$3,097Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Sound	Acceptable	Sound	221	89.8%	+0.245%Above	$3,140Fees
Refinance	Sound	Acceptable	—	Strong	25	10.2%	+0.188%Above	$2,420Fees

Purchase

Overall

Sound

Product

Sound

Pricing

Acceptable

Pull Through

Sound

Volume221

Mix89.8%

Spread

+0.245%Above

Fees

$3,140Fees

Refinance

Overall

Sound

Product

Acceptable

Pricing—

Pull Through

Strong

Volume25

Mix10.2%

Spread

+0.188%Above

Fees

$2,420Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

246

Applications

287

Volume

$99 million

Pricing & Closing

Avg Rate Spread

+0.240%

vs. market APOR

Avg Net Fees

$3,072

Origination − Credits

Pullthrough Rate

85.7%

Applications → Closed

Typical Borrower

Avg Loan Amount

$405,528

Avg Borrower Income

$187,654

Avg Property Value

$605,366

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Sound

3/5

States with Loan Originations

8Full-year 2024 · HMDA

Loans originated

< 5050–100100+None

South3

FLGATX

West5

AZCANVORWA

Top Metro Areas by Place Specialization Score

1© Quintin Soloviev · CC BY 4.0

Sacramento, CAMetro

Volume 38Mix 15.45% of portfolio

60/100

Sound

2© Roman Eugeniusz · CC BY-SA 3.0

Las Vegas, NVMetro

Volume 31Mix 12.60% of portfolio

58/100

Sound

Anaheim, CAMetro

Volume 26Mix 10.57% of portfolio

57/100

Sound

Fort Worth, TXMetro

Volume 27Mix 10.98% of portfolio

56/100

Sound

Dallas, TXMetro

Volume 33Mix 13.41% of portfolio

55/100

Sound

Los Angeles, CAMetro

Volume 28Mix 11.38% of portfolio

54/100

Sound

Houston, TXMetro

Volume 28Mix 11.38% of portfolio

53/100

Sound

Top States by Place Specialization Score

CaliforniaState

Volume 115Mix 46.75% of portfolio

63/100

Strong

TexasState

Volume 91Mix 36.99% of portfolio

61/100

Strong

NevadaState

Volume 33Mix 13.41% of portfolio

58/100

Sound

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of Constant Investments?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile

The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.