What loan types does Consumers Cooperative Credit Union offer?

Consumers Cooperative Credit Union offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does Consumers Cooperative Credit Union offer mortgages?

Consumers Cooperative Credit Union offers mortgages in 13 states: AZ, FL, GA, IL, IN, MO, NC, OH, PA, SC, TN, TX, WI.

How competitive are Consumers Cooperative Credit Union's mortgage rates?

Consumers Cooperative Credit Union has an overall pricing score of 86/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Consumers Cooperative Credit Union?

Consumers Cooperative Credit Union is a Credit Union headquartered in Gurnee, IL.

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Consumers Cooperative Credit Union

Credit Union•Gurnee, ILHQ•Direct•Reviews near you on Google

Consumers Cooperative Credit Union has 263 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Exceptional

5/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Sound

3/5

Conventional

Place

Strong

4/5

Multi-Region · 3 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Awards

Conventional

Superstar

Purchase

Superstar

Refinance

Superstar

Summary

What They Do Well

Offers rates 5.60 basis points below market average
Lower than average lender fees

Explore another lender or local market

Report Card

Consumers Cooperative Credit Union performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Exceptional

Rates 5.6 bps below market avg

5/5

Pull Through

Closing strength

Sound

Top 60% of lenders

3/5

By Loan Product· Specialization by type

Conventional

261 loans · 0.06% below market

Sound

Top 60% of lenders

3/5

By Loan Purpose· Transaction purpose mix

Purchase

189 loans · 0.07% below market

Sound

Top 60% of lenders

3/5

Refinance

74 loans · 0.00% below market

Strong

Top 40% of lenders

4/5

By Location· Geographic coverage

Geographic Reach

Multi-Regional · 4 markets

Sound

Top 60% of lenders

3/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Strong	Sound	Exceptional	Sound	261	99.2%	-0.055%Below	$1,110Fees

Conventional

Overall

Strong

Product

Sound

Pricing

Exceptional

Pull Through

Sound

Volume261

Mix99.2%

Spread

-0.055%Below

Fees

$1,110Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Strong	Sound	Exceptional	Sound	189	71.9%	-0.074%Below	$1,111Fees
Refinance	Strong	Strong	Exceptional	Sound	74	28.1%	-0.004%Below	$1,086Fees

Purchase

Overall

Strong

Product

Sound

Pricing

Exceptional

Pull Through

Sound

Volume189

Mix71.9%

Spread

-0.074%Below

Fees

$1,111Fees

Refinance

Overall

Strong

Product

Strong

Pricing

Exceptional

Pull Through

Sound

Volume74

Mix28.1%

Spread

-0.004%Below

Fees

$1,086Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

263

Applications

402

Volume

$65 million

Pricing & Closing

Avg Rate Spread

-0.056%

vs. market APOR

Avg Net Fees

$1,105

Origination − Credits

Pullthrough Rate

65.4%

Applications → Closed

Typical Borrower

Avg Loan Amount

$249,905

Avg Borrower Income

$134,897

Avg Property Value

$363,099

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

13Full-year 2024 · HMDA

Loans originated

< 2020–5050+None

Northeast1

Midwest5

ILINMOOHWI

South6

FLGANCSCTNTX

West1

Top Metro Areas by Place Specialization Score

Lake County, ILMetro

Volume 95Mix 36.12% of portfolio

88/100

Exceptional

Chicago, ILMetro

Volume 73Mix 27.76% of portfolio

64/100

Strong

Kenosha, WIMetro

Volume 14Mix 5.32% of portfolio

51/100

Sound

Top States by Place Specialization Score

IllinoisState

Volume 187Mix 71.10% of portfolio

74/100

Strong

WisconsinState

Volume 31Mix 11.79% of portfolio

54/100

Sound

FloridaState

Volume 16Mix 6.08% of portfolio

41/100

Sound

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.