Contour Mortgage Corporation
We analyzed every closed loan from Contour Mortgage Corporation — 2.7k loans across 4k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.
Ratings· each scored 1–5 against peer lenders
Pricing
Acceptable
2/5
vs. all lenders
Pull-through
Strong
4/5
closing strength
Product
Exceptional
5/5
FHA · Conventional · VA · Jumbo
Place
Sound
3/5
Near-National · 20 mkts
Promptness
Not enough data
—/5
No quote responses measured yet
Summary
What They Do Well
- Strong pull through performance
- Particularly strong in Conventional and FHA and VA loans
- Nationwide availability with consistent service
Things to Think About
- Pricing may be below industry average
Explore another lender or local market
Report Card
Contour Mortgage Corporation performance at a glance
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Acceptable
+33.2 bps above market avg
2/5
Pull Through
Closing strength
Strong
Top 40% of lenders
4/5
By Loan Product· Specialization by type
Conventional
1,991 loans · 0.27% above market
Exceptional
Top 20% of lenders
5/5
FHA
553 loans · 0.70% above market
Exceptional
Top 20% of lenders
5/5
VA
151 loans · 0.01% below market
Strong
Top 40% of lenders
4/5
Jumbo
11 loans · 0.26% above market
Sound
Top 60% of lenders
3/5
By Loan Purpose· Transaction purpose mix
Purchase
2,468 loans · 0.34% above market
Exceptional
Top 20% of lenders
5/5
Refinance
242 loans · 0.19% above market
Strong
Top 40% of lenders
4/5
By Location· Geographic coverage
Geographic Reach
Near-National · 21 markets
Sound
Top 60% of lenders
3/5
Loan Product Performance
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | 1,991 | 73.5% | +0.273%Above | $3,627Fees | ||||
FHA Loans | 553 | 20.4% | +0.704%Above | $4,765Fees | ||||
VA Loans | 151 | 5.6% | -0.006%Below | $3,563Fees | ||||
Jumbo Loans | — | — | 11 | 0.4% | +0.262%Above | $1,147Fees |
Conventional
OverallSound
ProductExceptional
PricingAcceptable
Pull ThroughStrong
Volume1,991
Mix73.5%
Spread
+0.273%Above
Fees
$3,627Fees
FHA Loans
OverallSound
ProductExceptional
PricingMediocre
Pull ThroughStrong
Volume553
Mix20.4%
Spread
+0.704%Above
Fees
$4,765Fees
VA Loans
OverallSound
ProductStrong
PricingMediocre
Pull ThroughStrong
Volume151
Mix5.6%
Spread
-0.006%Below
Fees
$3,563Fees
Jumbo Loans
OverallSound
ProductSound
Pricing—
Pull Through—
Volume11
Mix0.4%
Spread
+0.262%Above
Fees
$1,147Fees
Loan Purpose Performance
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | 2,468 | 91.1% | +0.344%Above | $3,786Fees | ||||
Refinance | 242 | 8.9% | +0.186%Above | $4,096Fees |
Purchase
OverallSound
ProductExceptional
PricingAcceptable
Pull ThroughStrong
Volume2,468
Mix91.1%
Spread
+0.344%Above
Fees
$3,786Fees
Refinance
OverallSound
ProductStrong
PricingAcceptable
Pull ThroughSound
Volume242
Mix8.9%
Spread
+0.186%Above
Fees
$4,096Fees
At a Glance
Lender Overview
Lending Activity
Loans Originated
2,710
Applications
4,047
Volume
$1 billion
Pricing & Closing
Avg Rate Spread
+0.332%
vs. market APOR
Avg Net Fees
$3,809
Origination − Credits
Pullthrough Rate
67.0%
Applications → Closed
Typical Borrower
Avg Loan Amount
$460,749
Avg Borrower Income
$159,325
Avg Property Value
$581,251
Geographic Coverage
Geographic Performance
Metro Areas
20
markets with activity
States Served
32
of 50 states + DC
Avg Place Specialization
Sound
3/5
States with Loan Originations
32Full-year 2024 · HMDALoans originated
< 2020–5050–100100+None
Northeast8
CTMEMANHNJNYPARI
Midwest6
ILINMIMNOHWI
South14
ALDCDEFLGAMDMSNCOKSCTNTXVAWV
West4
CACOUTWA
Top Metro Areas by Place Specialization Score
Showing 10 of 20 metro areas
Top States by Place Specialization Score
Showing 10 of 13 states
How We Rank Lenders
Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.
Our Point System (Max 50 Points)
10/ 50 pts
Pricing
How competitively a lender prices vs. the market benchmark (20%).
10/ 50 pts
Product
Performance on your specific loan type (20%).
10/ 50 pts
Pull Through
How reliably a lender closes the loans it starts (20%).
10/ 50 pts
Place
Depth of a lender's expertise in your local market (20%).
10/ 50 pts
Promptness
How quickly a lender answers real quote requests — blended in once they respond (20%).
Champion(80%+ = 40-50 points)
Superstar(60-79% = 30-39 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.