What loan types does Cooperativa de Ahorro y Credito de Rincon offer?

Cooperativa de Ahorro y Credito de Rincon offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

How competitive are Cooperativa de Ahorro y Credito de Rincon's mortgage rates?

Cooperativa de Ahorro y Credito de Rincon has an overall pricing score of 85.9/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Cooperativa de Ahorro y Credito de Rincon?

Cooperativa de Ahorro y Credito de Rincon is a Independent Mortgage Company headquartered in Rincon, PR.

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Cooperativa de Ahorro y Credito de Rincon

Independent Mortgage Company•Rincon, PRHQ•Direct & Wholesale•Reviews near you on Google

Cooperativa de Ahorro y Credito de Rincon has 60 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Exceptional

5/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Sound

3/5

Conventional

Place

Strong

4/5

unknown · 2 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Awards

Refinance

Champion

Conventional

Superstar

Purchase

Superstar

Summary

What They Do Well

Offers rates 54.40 basis points below market average

Explore another lender or local market

Report Card

Cooperativa de Ahorro y Credito de Rincon performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Exceptional

Rates 54.4 bps below market avg

5/5

Pull Through

Closing strength

Sound

Top 60% of lenders

3/5

By Loan Product· Specialization by type

Conventional

60 loans · 0.54% below market

Sound

Top 60% of lenders

3/5

By Loan Purpose· Transaction purpose mix

Purchase

34 loans · 0.63% below market

Sound

Top 60% of lenders

3/5

Refinance

26 loans · 0.43% below market

Sound

Top 60% of lenders

3/5

By Location· Geographic coverage

Geographic Reach

Varies · 2 markets

Strong

Top 40% of lenders

4/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Strong	Sound	Exceptional	Exceptional	60	100.0%	-0.544%Below	$2,301Fees

Conventional

Overall

Strong

Product

Sound

Pricing

Exceptional

Pull Through

Exceptional

Volume60

Mix100.0%

Spread

-0.544%Below

Fees

$2,301Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Strong	Sound	Strong	Exceptional	34	56.7%	-0.626%Below	$1,929Fees
Refinance	Exceptional	Sound	Exceptional	Exceptional	26	43.3%	-0.435%Below	$2,796Fees

Purchase

Overall

Strong

Product

Sound

Pricing

Strong

Pull Through

Exceptional

Volume34

Mix56.7%

Spread

-0.626%Below

Fees

$1,929Fees

Refinance

Overall

Exceptional

Product

Sound

Pricing

Exceptional

Pull Through

Exceptional

Volume26

Mix43.3%

Spread

-0.435%Below

Fees

$2,796Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

Applications

Volume

$8 million

Pricing & Closing

Avg Rate Spread

-0.544%

vs. market APOR

Avg Net Fees

$2,301

Origination − Credits

Pullthrough Rate

84.5%

Applications → Closed

Typical Borrower

Avg Loan Amount

$148,000

Avg Borrower Income

$83,817

Avg Property Value

$220,000

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

Top Metro Areas by Place Specialization Score

Aguadilla, PRMetro

Volume 35Mix 58.33% of portfolio

75/100

Strong

Mayaguez, PRMetro

Volume 19Mix 31.67% of portfolio

61/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.