C

Cooperativa De Ahorro Y Credito Vega Alta

Independent Mortgage CompanyVega Alta, PRDirect

Cooperativa De Ahorro Y Credito Vega Alta has 69 closed loans in our dataset — fully analyzed and benchmarked against peers across the 4 Ps of Mortgage Shopping.

Pull Through
Acceptable
closing strength
Products
Acceptable
Conventional
Place
Strong
unknown · 1 mkts

Shopping for a Mortgage?

Save Cooperativa De Ahorro Y Credito Vega Alta or ask our AI assistant to explore your options.

Safe Rate's Summary

Things to Think About

  • Pull through efficiency is below industry average

Explore another lender or local market

Report Card

Cooperativa De Ahorro Y Credito Vega Alta performance at a glance

CategoryScorevs. Peers
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
N/A
No peer data
Pull Through
Closing strength
Acceptable
Near industry average
Bottom 40% of lenders
By Loan Product· Specialization by type
Conventional
Acceptable
Near industry average
Bottom 40% of lenders
By Loan Purpose· Transaction purpose mix
Purchase
Acceptable
Near industry average
Bottom 40% of lenders
Refinance
Sound
Industry Standard
Top 60% of lenders
By Location· Geographic coverage
Geographic Reach
Coverage footprint
Strong
Highly Competitive
Top 40% of lenders
Varies1 markets

Loan Product Performance

Performance by Loan Product

Loan TypeOverall
ProductPricingPull ThroughVolumeMixSpread
Fees
Conventional
Sound
Acceptable
Strong
5985.5%

Loan Purpose Performance

Performance by Loan Purpose

PurposeOverall
ProductPricingPull ThroughVolumeMixSpread
Fees
Purchase
Sound
Acceptable
Sound
4058.0%
Refinance
Sound
Sound
Strong
2942.0%

At a Glance

Lender Overview

Lending Activity
Loans Originated
69
Applications
107
Volume
$7 million
Typical Borrower
Avg Loan Amount
$114,710
Avg Borrower Income
$57,783
Avg Property Value
$164,265

Geographic Coverage

Geographic Performance

Metro Areas
1
States Served
0
We count Washington DC as a state
Avg Place Specialization
Strong

Top Metro Areas by Place Specialization Score

1
San Juan, PRMSA
Volume: 65Mix: 94.20%of portfolio
Place
Strong

How We Rank Lenders

Our rankings use a weighted average of scores across equally-weighted categories to evaluate lenders on a linear, raw performance scale.

Our Point System (Max 30 Points)

10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of Cooperativa De Ahorro Y Credito Vega Alta?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile
The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.