What loan types does CoreFirst Bank & Trust offer?

CoreFirst Bank & Trust offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does CoreFirst Bank & Trust offer mortgages?

CoreFirst Bank & Trust offers mortgages in 3 states: CO, KS, MO.

How competitive are CoreFirst Bank & Trust's mortgage rates?

CoreFirst Bank & Trust has an overall pricing score of 80.8/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is CoreFirst Bank & Trust?

CoreFirst Bank & Trust is a Bank headquartered in Topeka, KS.

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CoreFirst Bank & Trust

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CoreFirst Bank & Trust has 51 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Exceptional

5/5

vs. all lenders

Pull-through

Acceptable

2/5

closing strength

Product

Sound

3/5

Conventional

Place

Strong

4/5

Regional · 1 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Awards

Conventional

Superstar

Refinance

Superstar

Summary

What They Do Well

Competitive pricing compared to the market
Lower than average lender fees

Things to Think About

Pull through efficiency is below industry average

Explore another lender or local market

Report Card

CoreFirst Bank & Trust performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Exceptional

+29.6 bps above market avg

5/5

Pull Through

Closing strength

Acceptable

Bottom 40% of lenders

2/5

By Loan Product· Specialization by type

Conventional

51 loans · 0.30% above market

Sound

Top 60% of lenders

3/5

By Loan Purpose· Transaction purpose mix

Purchase

32 loans · 0.35% above market

Acceptable

Bottom 40% of lenders

2/5

Refinance

19 loans · 0.20% above market

Sound

Top 60% of lenders

3/5

By Location· Geographic coverage

Geographic Reach

Regional · 1 markets

Strong

Top 40% of lenders

4/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Strong	Sound	Exceptional	Strong	51	100.0%	+0.296%Above	$674Fees

Conventional

Overall

Strong

Product

Sound

Pricing

Exceptional

Pull Through

Strong

Volume51

Mix100.0%

Spread

+0.296%Above

Fees

$674Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Acceptable	Strong	Sound	32	62.7%	+0.351%Above	$588Fees
Refinance	Strong	Sound	Exceptional	Strong	19	37.3%	+0.203%Above	$820Fees

Purchase

Overall

Sound

Product

Acceptable

Pricing

Strong

Pull Through

Sound

Volume32

Mix62.7%

Spread

+0.351%Above

Fees

$588Fees

Refinance

Overall

Strong

Product

Sound

Pricing

Exceptional

Pull Through

Strong

Volume19

Mix37.3%

Spread

+0.203%Above

Fees

$820Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

Applications

Volume

$9 million

Pricing & Closing

Avg Rate Spread

+0.296%

vs. market APOR

Avg Net Fees

$674

Origination − Credits

Pullthrough Rate

68.9%

Applications → Closed

Typical Borrower

Avg Loan Amount

$190,490

Avg Borrower Income

$110,137

Avg Property Value

$283,039

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

3Full-year 2024 · HMDA

Loans originated

All statesNone

Midwest2

KSMO

West1

Top Metro Areas by Place Specialization Score

Topeka, KSMetro

Volume 44Mix 86.27% of portfolio

74/100

Strong

Top States by Place Specialization Score

KansasState

Volume 48Mix 94.12% of portfolio

69/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.