What loan types does Country Bank for Savings offer?

Country Bank for Savings offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does Country Bank for Savings offer mortgages?

Country Bank for Savings offers mortgages in 2 states: CT, MA.

How competitive are Country Bank for Savings's mortgage rates?

Country Bank for Savings has an overall pricing score of 73.2/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Country Bank for Savings?

Country Bank for Savings is a Bank headquartered in Ware, MA.

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Country Bank for Savings

Bank•Ware, MAHQ•Direct•Reviews near you on Google

Country Bank for Savings has 145 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Strong

4/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Sound

3/5

Conventional

Place

Strong

4/5

Regional · 3 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Awards

Conventional

Superstar

Purchase

Superstar

Summary

What They Do Well

Offers rates 15.00 basis points below market average
Lower than average lender fees

Explore another lender or local market

Report Card

Country Bank for Savings performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Strong

Rates 15.0 bps below market avg

4/5

Pull Through

Closing strength

Sound

Top 60% of lenders

3/5

By Loan Product· Specialization by type

Conventional

139 loans · 0.15% below market

Sound

Top 60% of lenders

3/5

By Loan Purpose· Transaction purpose mix

Purchase

126 loans · 0.18% below market

Sound

Top 60% of lenders

3/5

Refinance

19 loans · 0.01% below market

Acceptable

Bottom 40% of lenders

2/5

By Location· Geographic coverage

Geographic Reach

Regional · 3 markets

Strong

Top 40% of lenders

4/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Strong	Sound	Strong	Sound	139	95.9%	-0.151%Below	$572Fees

Conventional

Overall

Strong

Product

Sound

Pricing

Strong

Pull Through

Sound

Volume139

Mix95.9%

Spread

-0.151%Below

Fees

$572Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Sound	Strong	Sound	126	86.9%	-0.179%Below	$447Fees
Refinance	Acceptable	Acceptable	—	Sound	19	13.1%	-0.007%Below	$1,192Fees

Purchase

Overall

Sound

Product

Sound

Pricing

Strong

Pull Through

Sound

Volume126

Mix86.9%

Spread

-0.179%Below

Fees

$447Fees

Refinance

Overall

Acceptable

Product

Acceptable

Pricing—

Pull Through

Sound

Volume19

Mix13.1%

Spread

-0.007%Below

Fees

$1,192Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

145

Applications

201

Volume

$56 million

Pricing & Closing

Avg Rate Spread

-0.150%

vs. market APOR

Avg Net Fees

$573

Origination − Credits

Pullthrough Rate

72.1%

Applications → Closed

Typical Borrower

Avg Loan Amount

$390,517

Avg Borrower Income

$139,841

Avg Property Value

$523,276

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

2Full-year 2024 · HMDA

Loans originated

< 100100+None

Northeast2

CTMA

Top Metro Areas by Place Specialization Score

Worcester, MAMetro

Volume 61Mix 42.07% of portfolio

77/100

Strong

Springfield, MAMetro

Volume 44Mix 30.34% of portfolio

71/100

Strong

Amherst Town, MAMetro

Volume 25Mix 17.24% of portfolio

69/100

Strong

Top States by Place Specialization Score

MassachusettsState

Volume 143Mix 98.62% of portfolio

73/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.