What loan types does CREDIT UNION 1 Credit Union offer?

CREDIT UNION 1 Credit Union offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does CREDIT UNION 1 Credit Union offer mortgages?

CREDIT UNION 1 Credit Union offers mortgages in 1 states: AK.

How competitive are CREDIT UNION 1 Credit Union's mortgage rates?

CREDIT UNION 1 Credit Union has an overall pricing score of 80/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is CREDIT UNION 1 Credit Union?

CREDIT UNION 1 Credit Union is a Credit Union headquartered in Anchorage, AK.

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CREDIT UNION 1 Credit Union

Credit Union•Anchorage, AKHQ•Direct•Reviews near you on Google

CREDIT UNION 1 Credit Union has 110 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Exceptional

5/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Sound

3/5

Conventional

Place

Strong

4/5

Single State · 1 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Awards

Conventional

Superstar

Refinance

Superstar

Summary

What They Do Well

Offers rates 19.60 basis points below market average

Explore another lender or local market

Report Card

CREDIT UNION 1 Credit Union performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Exceptional

Rates 19.6 bps below market avg

5/5

Pull Through

Closing strength

Sound

Top 60% of lenders

3/5

By Loan Product· Specialization by type

Conventional

106 loans · 0.19% below market

Sound

Top 60% of lenders

3/5

By Loan Purpose· Transaction purpose mix

Purchase

63 loans · 0.22% below market

Sound

Top 60% of lenders

3/5

Refinance

47 loans · 0.17% below market

Sound

Top 60% of lenders

3/5

By Location· Geographic coverage

Geographic Reach

Single State · 2 markets

Sound

Top 60% of lenders

3/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Strong	Sound	Exceptional	Sound	106	96.4%	-0.187%Below	$2,624Fees

Conventional

Overall

Strong

Product

Sound

Pricing

Exceptional

Pull Through

Sound

Volume106

Mix96.4%

Spread

-0.187%Below

Fees

$2,624Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Sound	Strong	Sound	63	57.3%	-0.217%Below	$2,495Fees
Refinance	Strong	Sound	Exceptional	Sound	47	42.7%	-0.167%Below	$2,721Fees

Purchase

Overall

Sound

Product

Sound

Pricing

Strong

Pull Through

Sound

Volume63

Mix57.3%

Spread

-0.217%Below

Fees

$2,495Fees

Refinance

Overall

Strong

Product

Sound

Pricing

Exceptional

Pull Through

Sound

Volume47

Mix42.7%

Spread

-0.167%Below

Fees

$2,721Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

110

Applications

197

Volume

$32 million

Pricing & Closing

Avg Rate Spread

-0.196%

vs. market APOR

Avg Net Fees

$2,590

Origination − Credits

Pullthrough Rate

55.8%

Applications → Closed

Typical Borrower

Avg Loan Amount

$294,909

Avg Borrower Income

$132,627

Avg Property Value

$406,818

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

1Full-year 2024 · HMDA

Loans originated

< 100100+None

West1

Top Metro Areas by Place Specialization Score

Anchorage, AKMetro

Volume 79Mix 71.82% of portfolio

73/100

Strong

Top States by Place Specialization Score

AlaskaState

Volume 110Mix 100.00% of portfolio

75/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.