What loan types does Credit Union Financial Services offer?

Credit Union Financial Services offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does Credit Union Financial Services offer mortgages?

Credit Union Financial Services offers mortgages in 3 states: AL, FL, GA.

How competitive are Credit Union Financial Services's mortgage rates?

Credit Union Financial Services has an overall pricing score of 79.4/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Credit Union Financial Services?

Credit Union Financial Services is a Independent Mortgage Company headquartered in Suwanee, GA.

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Credit Union Financial Services

Independent Mortgage Company•Suwanee, GAHQ•Direct•Reviews near you on Google

Credit Union Financial Services has 114 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Strong

4/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Sound

3/5

Conventional

Place

Sound

3/5

Regional · 3 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Awards

Conventional

Superstar

Refinance

Superstar

Summary

What They Do Well

Offers rates 34.30 basis points below market average
Lower than average lender fees

Explore another lender or local market

Report Card

Credit Union Financial Services performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Strong

Rates 34.3 bps below market avg

4/5

Pull Through

Closing strength

Sound

Top 60% of lenders

3/5

By Loan Product· Specialization by type

Conventional

110 loans · 0.34% below market

Sound

Top 60% of lenders

3/5

By Loan Purpose· Transaction purpose mix

Purchase

58 loans · 0.27% below market

Acceptable

Bottom 40% of lenders

2/5

Refinance

56 loans · 0.43% below market

Sound

Top 60% of lenders

3/5

By Location· Geographic coverage

Geographic Reach

Regional · 4 markets

Sound

Top 60% of lenders

3/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Strong	Sound	Strong	Strong	110	96.5%	-0.335%Below	$1,204Fees

Conventional

Overall

Strong

Product

Sound

Pricing

Strong

Pull Through

Strong

Volume110

Mix96.5%

Spread

-0.335%Below

Fees

$1,204Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Acceptable	Strong	Sound	58	50.9%	-0.271%Below	$1,464Fees
Refinance	Strong	Sound	Exceptional	Sound	56	49.1%	-0.430%Below	$958Fees

Purchase

Overall

Sound

Product

Acceptable

Pricing

Strong

Pull Through

Sound

Volume58

Mix50.9%

Spread

-0.271%Below

Fees

$1,464Fees

Refinance

Overall

Strong

Product

Sound

Pricing

Exceptional

Pull Through

Sound

Volume56

Mix49.1%

Spread

-0.430%Below

Fees

$958Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

114

Applications

144

Volume

$28 million

Pricing & Closing

Avg Rate Spread

-0.343%

vs. market APOR

Avg Net Fees

$1,236

Origination − Credits

Pullthrough Rate

79.2%

Applications → Closed

Typical Borrower

Avg Loan Amount

$249,035

Avg Borrower Income

$122,675

Avg Property Value

$354,825

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Sound

3/5

States with Loan Originations

3Full-year 2024 · HMDA

Loans originated

< 100100+None

South3

ALFLGA

Top Metro Areas by Place Specialization Score

Atlanta, GAMetro

Volume 42Mix 36.84% of portfolio

62/100

Strong

Macon, GAMetro

Volume 10Mix 8.77% of portfolio

50/100

Sound

Marietta, GAMetro

Volume 10Mix 8.77% of portfolio

45/100

Sound

Top States by Place Specialization Score

GeorgiaState

Volume 108Mix 94.74% of portfolio

70/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.