What loan types does Credit Union of Colorado offer?

Credit Union of Colorado offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does Credit Union of Colorado offer mortgages?

Credit Union of Colorado offers mortgages in 1 states: CO.

How competitive are Credit Union of Colorado's mortgage rates?

Credit Union of Colorado has an overall pricing score of 54/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Credit Union of Colorado?

Credit Union of Colorado is a Credit Union headquartered in Denver, CO.

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Credit Union of Colorado

Credit Union•Denver, COHQ•Direct•Reviews near you on Google

Credit Union of Colorado has 90 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Sound

3/5

vs. all lenders

Pull-through

Acceptable

2/5

closing strength

Product

Acceptable

2/5

Conventional

Place

Sound

3/5

Single State · 2 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Summary

Things to Think About

Pull through efficiency is below industry average

Explore another lender or local market

Report Card

Credit Union of Colorado performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Sound

+22.9 bps above market avg

3/5

Pull Through

Closing strength

Acceptable

Bottom 40% of lenders

2/5

By Loan Product· Specialization by type

Conventional

88 loans · 0.23% above market

Acceptable

Bottom 40% of lenders

2/5

By Loan Purpose· Transaction purpose mix

Purchase

51 loans · 0.31% above market

Acceptable

Bottom 40% of lenders

2/5

Refinance

39 loans · 0.14% above market

Acceptable

Bottom 40% of lenders

2/5

By Location· Geographic coverage

Geographic Reach

Single State · 3 markets

Sound

Top 60% of lenders

3/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Acceptable	Sound	Acceptable	88	97.8%	+0.235%Above	$2,171Fees

Conventional

Overall

Sound

Product

Acceptable

Pricing

Sound

Pull Through

Acceptable

Volume88

Mix97.8%

Spread

+0.235%Above

Fees

$2,171Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Acceptable	Acceptable	Acceptable	Acceptable	51	56.7%	+0.310%Above	$2,773Fees
Refinance	Sound	Acceptable	Strong	Acceptable	39	43.3%	+0.141%Above	$1,696Fees

Purchase

Overall

Acceptable

Product

Acceptable

Pricing

Acceptable

Pull Through

Acceptable

Volume51

Mix56.7%

Spread

+0.310%Above

Fees

$2,773Fees

Refinance

Overall

Sound

Product

Acceptable

Pricing

Strong

Pull Through

Acceptable

Volume39

Mix43.3%

Spread

+0.141%Above

Fees

$1,696Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

Applications

213

Volume

$28 million

Pricing & Closing

Avg Rate Spread

+0.229%

vs. market APOR

Avg Net Fees

$2,260

Origination − Credits

Pullthrough Rate

42.3%

Applications → Closed

Typical Borrower

Avg Loan Amount

$320,778

Avg Borrower Income

$157,478

Avg Property Value

$526,111

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Sound

3/5

States with Loan Originations

1Full-year 2024 · HMDA

Loans originated

All statesNone

West1

Top Metro Areas by Place Specialization Score

Denver, COMetro

Volume 39Mix 43.33% of portfolio

62/100

Strong

Grand Junction, COMetro

Volume 10Mix 11.11% of portfolio

47/100

Sound

Top States by Place Specialization Score

ColoradoState

Volume 90Mix 100.00% of portfolio

69/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.