What loan types does Credit Union of Georgia offer?

Credit Union of Georgia offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does Credit Union of Georgia offer mortgages?

Credit Union of Georgia offers mortgages in 4 states: AL, FL, GA, SC.

What type of lender is Credit Union of Georgia?

Credit Union of Georgia is a Credit Union headquartered in Woodstock, GA.

Unclaimed

Credit Union of Georgia

Credit Union•Woodstock, GAHQ•Direct•Reviews near you on Google

Credit Union of Georgia has 113 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pull-through

Sound

3/5

closing strength

Product

Acceptable

2/5

Conventional

Place

Strong

4/5

Regional · 2 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Explore another lender or local market

Report Card

Credit Union of Georgia performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

No peer data

Pull Through

Closing strength

Sound

Top 60% of lenders

3/5

By Loan Product· Specialization by type

Conventional

109 loans · 0.46% above market

Acceptable

Bottom 40% of lenders

2/5

By Loan Purpose· Transaction purpose mix

Purchase

72 loans · 0.36% above market

Acceptable

Bottom 40% of lenders

2/5

Refinance

41 loans · 0.50% above market

Sound

Top 60% of lenders

3/5

By Location· Geographic coverage

Geographic Reach

Regional · 2 markets

Strong

Top 40% of lenders

4/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Acceptable	—	Sound	109	96.5%	+0.456%Above	$0Fees

Conventional

Overall

Sound

Product

Acceptable

Pricing—

Pull Through

Sound

Volume109

Mix96.5%

Spread

+0.456%Above

Fees

$0Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Acceptable	—	Sound	72	63.7%	+0.358%Above	$0Fees
Refinance	Sound	Sound	—	Strong	41	36.3%	+0.501%Above	$0Fees

Purchase

Overall

Sound

Product

Acceptable

Pricing—

Pull Through

Sound

Volume72

Mix63.7%

Spread

+0.358%Above

Fees

$0Fees

Refinance

Overall

Sound

Product

Sound

Pricing—

Pull Through

Strong

Volume41

Mix36.3%

Spread

+0.501%Above

Fees

$0Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

113

Applications

142

Volume

$40 million

Pricing & Closing

Pullthrough Rate

79.6%

Applications → Closed

Typical Borrower

Avg Loan Amount

$354,469

Avg Borrower Income

$187,770

Avg Property Value

$547,478

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

4Full-year 2024 · HMDA

Loans originated

< 100100+None

South4

ALFLGASC

Top Metro Areas by Place Specialization Score

Marietta, GAMetro

Volume 87Mix 76.99% of portfolio

78/100

Strong

Atlanta, GAMetro

Volume 10Mix 8.85% of portfolio

43/100

Sound

Top States by Place Specialization Score

GeorgiaState

Volume 106Mix 93.81% of portfolio

70/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of Credit Union of Georgia?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile

The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.