What loan types does Credit Union of New Jersey offer?

Credit Union of New Jersey offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does Credit Union of New Jersey offer mortgages?

Credit Union of New Jersey offers mortgages in 6 states: DE, FL, GA, NJ, NY, PA.

How competitive are Credit Union of New Jersey's mortgage rates?

Credit Union of New Jersey has an overall pricing score of 83.2/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Credit Union of New Jersey?

Credit Union of New Jersey is a Credit Union headquartered in Ewing, NJ.

Unclaimed

Credit Union of New Jersey

Credit Union•Ewing, NJHQ•Direct•Reviews near you on Google

Credit Union of New Jersey has 34 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Exceptional

5/5

vs. all lenders

Pull-through

Acceptable

2/5

closing strength

Product

Mediocre

1/5

Conventional

Place

Sound

3/5

Multi-Region · 1 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Summary

What They Do Well

Offers rates 33.40 basis points below market average
Lower than average lender fees

Things to Think About

Pull through efficiency is below industry average

Explore another lender or local market

Report Card

Credit Union of New Jersey performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Exceptional

Rates 33.4 bps below market avg

5/5

Pull Through

Closing strength

Acceptable

Bottom 40% of lenders

2/5

By Loan Product· Specialization by type

Conventional

34 loans · 0.33% below market

Mediocre

Bottom 20% of lenders

1/5

By Loan Purpose· Transaction purpose mix

Purchase

30 loans · 0.35% below market

Acceptable

Bottom 40% of lenders

2/5

By Location· Geographic coverage

Geographic Reach

Multi-Regional · 1 markets

Sound

Top 60% of lenders

3/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Acceptable	Mediocre	Exceptional	Mediocre	34	100.0%	-0.334%Below	$850Fees

Conventional

Overall

Acceptable

Product

Mediocre

Pricing

Exceptional

Pull Through

Mediocre

Volume34

Mix100.0%

Spread

-0.334%Below

Fees

$850Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Acceptable	Exceptional	Mediocre	30	88.2%	-0.355%Below	$850Fees

Purchase

Overall

Sound

Product

Acceptable

Pricing

Exceptional

Pull Through

Mediocre

Volume30

Mix88.2%

Spread

-0.355%Below

Fees

$850Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

Applications

Volume

$13 million

Pricing & Closing

Avg Rate Spread

-0.334%

vs. market APOR

Avg Net Fees

$850

Origination − Credits

Pullthrough Rate

53.1%

Applications → Closed

Typical Borrower

Avg Loan Amount

$392,353

Avg Borrower Income

$191,853

Avg Property Value

$619,412

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Sound

3/5

States with Loan Originations

6Full-year 2024 · HMDA

Loans originated

< 2020+None

Northeast3

NJNYPA

South3

DEFLGA

Top Metro Areas by Place Specialization Score

Lakewood, NJMetro

Volume 10Mix 29.41% of portfolio

48/100

Sound

Top States by Place Specialization Score

New JerseyState

Volume 26Mix 76.47% of portfolio

59/100

Sound

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of Credit Union of New Jersey?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile

The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.