Get & compare mortgage quotes anonymously Start in My Home
DM

Deephaven Mortgage

Independent Mortgage CompanyWilmington, DEHQWholesaleReviews near you on Google

We analyzed every closed loan from Deephaven Mortgage 1.8k loans across 3k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Safe Rate Ratings· each scored 1–5 against peer lenders
Pricing
Mediocre
1/5
vs. all lenders
Pull-through
Sound
3/5
closing strength
Product
Exceptional
5/5
Conventional · Jumbo
Place
Sound
3/5
National · 42 mkts
Promptness
Not enough data
—/5
No quote responses measured yet

Safe Rate Summary

What They Do Well

  • Particularly strong in Conventional and Jumbo loans
  • Nationwide availability with consistent service

Things to Think About

  • Rates typically 126 basis points above market average
  • Higher than average fees ($4,451)

Explore another lender or local market

Report Card

Deephaven Mortgage performance at a glance

Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Mediocre
+126.2 bps above market avg
1/5
Pull Through
Closing strength
Sound
Top 60% of lenders
3/5
By Loan Product· Specialization by type
Conventional
1,406 loans · 1.32% above market
Strong
Top 40% of lenders
4/5
Jumbo
392 loans · 1.03% above market
Exceptional
Top 20% of lenders
5/5
By Loan Purpose· Transaction purpose mix
Purchase
1,453 loans · 1.29% above market
Strong
Top 40% of lenders
4/5
Refinance
345 loans · 1.17% above market
Strong
Top 40% of lenders
4/5
By Location· Geographic coverage
Geographic Reach
National · 43 markets
Sound
Top 60% of lenders
3/5

Loan Product Performance

Performance by Loan Product

Conventional
Overall
Acceptable
Product
Strong
Pricing
Mediocre
Pull Through
Acceptable
Volume1,406
Mix78.2%
Spread
+1.317%Above
Fees
$4,808Fees
Jumbo Loans
Overall
Sound
Product
Exceptional
Pricing
Mediocre
Pull Through
Sound
Volume392
Mix21.8%
Spread
+1.030%Above
Fees
$2,945Fees

Loan Purpose Performance

Performance by Loan Purpose

Purchase
Overall
Acceptable
Product
Strong
Pricing
Mediocre
Pull Through
Acceptable
Volume1,453
Mix80.8%
Spread
+1.286%Above
Fees
$4,534Fees
Refinance
Overall
Acceptable
Product
Strong
Pricing
Mediocre
Pull Through
Sound
Volume345
Mix19.2%
Spread
+1.171%Above
Fees
$4,127Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
1,798
Applications
3,076
Volume
$1 billion
Pricing & Closing
Avg Rate Spread
+1.262%
vs. market APOR
Avg Net Fees
$4,451
Origination − Credits
Pullthrough Rate
58.5%
Applications → Closed
Typical Borrower
Avg Loan Amount
$613,982
Avg Borrower Income
$603,296
Avg Property Value
$849,861

Geographic Coverage

Geographic Performance

Metro Areas
42
markets with activity
States Served
49
of 50 states + DC
Avg Place Specialization
Sound
3/5

States with Loan Originations

49Full-year 2024 · HMDA
49 states with loan originations
Loans originated
< 2020–5050+None
Northeast8
CTMEMANHNJPARIVT
Midwest11
IAILINKSMIMNMONDNEOHWI
South17
ALARDCDEFLGAKYLAMDMSNCOKSCTNTXVAWV
West13
AKAZCACOHIIDMTNMNVORUTWAWY

Top Metro Areas by Place Specialization Score

Volume 126Mix 7.01% of portfolio
70/100
Strong
Volume 73Mix 4.06% of portfolio
63/100
Strong
Volume 62Mix 3.45% of portfolio
57/100
Sound
4© Don Ramey Logan · CC BY 4.0
West Palm Beach, FLMetro
Volume 39Mix 2.17% of portfolio
57/100
Sound
5© Eric Polk · CC BY-SA 4.0
Los Angeles, CAMetro
Volume 57Mix 3.17% of portfolio
57/100
Sound
Volume 56Mix 3.11% of portfolio
55/100
Sound
Volume 43Mix 2.39% of portfolio
54/100
Sound
Volume 43Mix 2.39% of portfolio
53/100
Sound
Volume 31Mix 1.72% of portfolio
53/100
Sound
Volume 35Mix 1.95% of portfolio
52/100
Sound
Showing 10 of 42 metro areas

Top States by Place Specialization Score

Florida
Florida
1
FloridaState
Volume 455Mix 25.31% of portfolio
72/100
Strong
Texas
Texas
2
TexasState
Volume 234Mix 13.01% of portfolio
65/100
Strong
California
California
3
CaliforniaState
Volume 240Mix 13.35% of portfolio
64/100
Strong
South Carolina
South Carolina
4
South CarolinaState
Volume 52Mix 2.89% of portfolio
56/100
Sound
New Jersey
New Jersey
5
New JerseyState
Volume 54Mix 3.00% of portfolio
55/100
Sound
Georgia
Georgia
6
GeorgiaState
Volume 65Mix 3.62% of portfolio
55/100
Sound
Virginia
Virginia
7
VirginiaState
Volume 53Mix 2.95% of portfolio
54/100
Sound
Tennessee
Tennessee
8
TennesseeState
Volume 48Mix 2.67% of portfolio
53/100
Sound
North Carolina
North Carolina
9
North CarolinaState
Volume 54Mix 3.00% of portfolio
52/100
Sound
Colorado
Colorado
10
ColoradoState
Volume 43Mix 2.39% of portfolio
51/100
Sound
Showing 10 of 30 states

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts
Pricing
How competitively a lender prices vs. the market benchmark (20%).
10/ 50 pts
Product
Performance on your specific loan type (20%).
10/ 50 pts
Pull Through
How reliably a lender closes the loans it starts (20%).
10/ 50 pts
Place
Depth of a lender's expertise in your local market (20%).
10/ 50 pts
Promptness
How quickly a lender answers real quote requests — blended in once they respond (20%).
Champion
Champion(80%+ = 40-50 points)
Superstar
Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of Deephaven Mortgage?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile
The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.