Delmar Financial Company
We analyzed every closed loan from Delmar Financial Company — 2.1k loans across 3k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.
Ratings· each scored 1–5 against peer lenders
Pricing
Sound
3/5
vs. all lenders
Pull-through
Strong
4/5
closing strength
Product
Strong
4/5
FHA · Conventional · VA · Jumbo · USDA
Place
Sound
3/5
Near-National · 18 mkts
Promptness
Not enough data
—/5
No quote responses measured yet
Awards
Conventional
Superstar
FHA
Superstar
VA
Superstar
Purchase
Superstar
Refinance
Superstar
Summary
What They Do Well
- Strong pull through performance
- Particularly strong in Conventional and FHA and VA loans
- Nationwide availability with consistent service
Explore another lender or local market
Report Card
Delmar Financial Company performance at a glance
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Sound
+36.2 bps above market avg
3/5
Pull Through
Closing strength
Strong
Top 40% of lenders
4/5
By Loan Product· Specialization by type
Conventional
1,359 loans · 0.34% above market
Strong
Top 40% of lenders
4/5
FHA
447 loans · 0.73% above market
Strong
Top 40% of lenders
4/5
VA
250 loans · 0.21% below market
Strong
Top 40% of lenders
4/5
Jumbo
14 loans · 0.30% above market
Sound
Top 60% of lenders
3/5
USDA
33 loans · 0.59% above market
Sound
Top 60% of lenders
3/5
By Loan Purpose· Transaction purpose mix
Purchase
1,839 loans · 0.39% above market
Strong
Top 40% of lenders
4/5
Refinance
264 loans · 0.22% above market
Strong
Top 40% of lenders
4/5
By Location· Geographic coverage
Geographic Reach
Near-National · 19 markets
Sound
Top 60% of lenders
3/5
Loan Product Performance
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | 1,359 | 64.6% | +0.336%Above | $1,664Fees | ||||
FHA Loans | 447 | 21.3% | +0.729%Above | $2,162Fees | ||||
VA Loans | 250 | 11.9% | -0.210%Below | $1,456Fees | ||||
Jumbo Loans | — | 14 | 0.7% | +0.304%Above | $2,396Fees | |||
USDA Loans | 33 | 1.6% | +0.591%Above | $1,864Fees |
Conventional
OverallStrong
ProductStrong
PricingSound
Pull ThroughStrong
Volume1,359
Mix64.6%
Spread
+0.336%Above
Fees
$1,664Fees
FHA Loans
OverallStrong
ProductStrong
PricingSound
Pull ThroughStrong
Volume447
Mix21.3%
Spread
+0.729%Above
Fees
$2,162Fees
VA Loans
OverallStrong
ProductStrong
PricingSound
Pull ThroughStrong
Volume250
Mix11.9%
Spread
-0.210%Below
Fees
$1,456Fees
Jumbo Loans
OverallAcceptable
ProductSound
Pricing—
Pull ThroughAcceptable
Volume14
Mix0.7%
Spread
+0.304%Above
Fees
$2,396Fees
USDA Loans
OverallAcceptable
ProductSound
PricingAcceptable
Pull ThroughAcceptable
Volume33
Mix1.6%
Spread
+0.591%Above
Fees
$1,864Fees
Loan Purpose Performance
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | 1,839 | 87.4% | +0.386%Above | $1,836Fees | ||||
Refinance | 264 | 12.6% | +0.217%Above | $1,218Fees |
Purchase
OverallStrong
ProductStrong
PricingSound
Pull ThroughStrong
Volume1,839
Mix87.4%
Spread
+0.386%Above
Fees
$1,836Fees
Refinance
OverallStrong
ProductStrong
PricingSound
Pull ThroughStrong
Volume264
Mix12.6%
Spread
+0.217%Above
Fees
$1,218Fees
At a Glance
Lender Overview
Lending Activity
Loans Originated
2,103
Applications
2,877
Volume
$580 million
Pricing & Closing
Avg Rate Spread
+0.362%
vs. market APOR
Avg Net Fees
$1,748
Origination − Credits
Pullthrough Rate
73.1%
Applications → Closed
Typical Borrower
Avg Loan Amount
$275,804
Avg Borrower Income
$123,772
Avg Property Value
$339,798
Geographic Coverage
Geographic Performance
Metro Areas
18
markets with activity
States Served
34
of 50 states + DC
Avg Place Specialization
Sound
3/5
States with Loan Originations
34Full-year 2024 · HMDALoans originated
< 5050–100100+None
Northeast2
NJPA
Midwest10
IAILINKSMIMNMONEOHWI
South15
ALARDCFLGAKYLAMDMSNCOKSCTNTXVA
West7
AZCACOIDMTORWA
Top Metro Areas by Place Specialization Score
Showing 10 of 18 metro areas
Top States by Place Specialization Score
Showing 10 of 12 states
How We Rank Lenders
Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.
Our Point System (Max 50 Points)
10/ 50 pts
Pricing
How competitively a lender prices vs. the market benchmark (20%).
10/ 50 pts
Product
Performance on your specific loan type (20%).
10/ 50 pts
Pull Through
How reliably a lender closes the loans it starts (20%).
10/ 50 pts
Place
Depth of a lender's expertise in your local market (20%).
10/ 50 pts
Promptness
How quickly a lender answers real quote requests — blended in once they respond (20%).
Champion(80%+ = 40-50 points)
Superstar(60-79% = 30-39 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Looking for a different lender?
Are you the owner of Delmar Financial Company?
Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.
The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.