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DG Pinnacle Funding

Independent Mortgage CompanyMiami, FLHQDirectReviews near you on Google

DG Pinnacle Funding has 194 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Safe Rate Ratings· each scored 1–5 against peer lenders
Pricing
Mediocre
1/5
vs. all lenders
Pull-through
Sound
3/5
closing strength
Product
Strong
4/5
FHA · Conventional
Place
Sound
3/5
Regional · 5 mkts
Promptness
Not enough data
—/5
No quote responses measured yet

Safe Rate Summary

Things to Think About

  • Rates typically 79 basis points above market average
  • Higher than average fees ($4,752)

Explore another lender or local market

Report Card

DG Pinnacle Funding performance at a glance

Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Mediocre
+79.0 bps above market avg
1/5
Pull Through
Closing strength
Sound
Top 60% of lenders
3/5
By Loan Product· Specialization by type
Conventional
97 loans · 0.92% above market
Acceptable
Bottom 40% of lenders
2/5
FHA
93 loans · 0.70% above market
Strong
Top 40% of lenders
4/5
By Loan Purpose· Transaction purpose mix
Purchase
181 loans · 0.81% above market
Sound
Top 60% of lenders
3/5
Refinance
13 loans · 0.38% above market
Acceptable
Bottom 40% of lenders
2/5
By Location· Geographic coverage
Geographic Reach
Regional · 5 markets
Sound
Top 60% of lenders
3/5

Loan Product Performance

Performance by Loan Product

Conventional
Overall
Acceptable
Product
Acceptable
Pricing
Mediocre
Pull Through
Acceptable
Volume97
Mix50.0%
Spread
+0.922%Above
Fees
$4,633Fees
FHA Loans
Overall
Sound
Product
Strong
Pricing
Mediocre
Pull Through
Strong
Volume93
Mix47.9%
Spread
+0.698%Above
Fees
$4,834Fees

Loan Purpose Performance

Performance by Loan Purpose

Purchase
Overall
Acceptable
Product
Sound
Pricing
Mediocre
Pull Through
Sound
Volume181
Mix93.3%
Spread
+0.805%Above
Fees
$4,779Fees
Refinance
Overall
Acceptable
Product
Acceptable
Pricing
Pull Through
Acceptable
Volume13
Mix6.7%
Spread
+0.384%Above
Fees
$4,037Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
194
Applications
292
Volume
$76 million
Pricing & Closing
Avg Rate Spread
+0.790%
vs. market APOR
Avg Net Fees
$4,752
Origination − Credits
Pullthrough Rate
66.4%
Applications → Closed
Typical Borrower
Avg Loan Amount
$394,536
Avg Borrower Income
$158,031
Avg Property Value
$496,392

Geographic Coverage

Geographic Performance

Metro Areas
5
markets with activity
States Served
2
of 50 states + DC
Avg Place Specialization
Sound
3/5

States with Loan Originations

2Full-year 2024 · HMDA
2 states with loan originations
Loans originated
All statesNone
South2
FLTX

Top Metro Areas by Place Specialization Score

Volume 96Mix 49.48% of portfolio
73/100
Strong
Volume 33Mix 17.01% of portfolio
60/100
Strong
Volume 13Mix 6.70% of portfolio
48/100
Sound
4© Don Ramey Logan · CC BY 4.0
West Palm Beach, FLMetro
Volume 10Mix 5.15% of portfolio
45/100
Sound
Volume 12Mix 6.19% of portfolio
45/100
Sound

Top States by Place Specialization Score

Florida
Florida
1
FloridaState
Volume 191Mix 98.45% of portfolio
70/100
Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts
Pricing
How competitively a lender prices vs. the market benchmark (20%).
10/ 50 pts
Product
Performance on your specific loan type (20%).
10/ 50 pts
Pull Through
How reliably a lender closes the loans it starts (20%).
10/ 50 pts
Place
Depth of a lender's expertise in your local market (20%).
10/ 50 pts
Promptness
How quickly a lender answers real quote requests — blended in once they respond (20%).
Champion
Champion(80%+ = 40-50 points)
Superstar
Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.