What loan types does Dominion Energy Credit Union offer?

Dominion Energy Credit Union offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does Dominion Energy Credit Union offer mortgages?

Dominion Energy Credit Union offers mortgages in 3 states: OH, SC, VA.

How competitive are Dominion Energy Credit Union's mortgage rates?

Dominion Energy Credit Union has an overall pricing score of 91.5/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Dominion Energy Credit Union?

Dominion Energy Credit Union is a Credit Union headquartered in Richmond, VA.

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Dominion Energy Credit Union

Credit Union•Richmond, VAHQ•Direct•Reviews near you on Google

Dominion Energy Credit Union has 20 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Exceptional

5/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Mediocre

1/5

Conventional

Place

Active

Regional

Promptness

Not enough data

—/5

No quote responses measured yet

Summary

What They Do Well

Offers rates 22.90 basis points below market average
Lower than average lender fees

Explore another lender or local market

Report Card

Dominion Energy Credit Union performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Exceptional

Rates 22.9 bps below market avg

5/5

Pull Through

Closing strength

Sound

Top 60% of lenders

3/5

By Loan Product· Specialization by type

Conventional

20 loans · 0.23% below market

Mediocre

Bottom 20% of lenders

1/5

By Loan Purpose· Transaction purpose mix

Purchase

12 loans · 0.23% below market

Mediocre

Bottom 20% of lenders

1/5

By Location· Geographic coverage

Geographic Reach

Regional · 3 states

No peer data

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Mediocre	Exceptional	Acceptable	20	100.0%	-0.229%Below	$718Fees

Conventional

Overall

Sound

Product

Mediocre

Pricing

Exceptional

Pull Through

Acceptable

Volume20

Mix100.0%

Spread

-0.229%Below

Fees

$718Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Mediocre	Mediocre	—	—	12	60.0%	-0.226%Below	$409Fees

Purchase

Overall

Mediocre

Product

Mediocre

Pricing—

Pull Through—

Volume12

Mix60.0%

Spread

-0.226%Below

Fees

$409Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

Applications

Volume

$6 million

Pricing & Closing

Avg Rate Spread

-0.229%

vs. market APOR

Avg Net Fees

$718

Origination − Credits

Pullthrough Rate

76.9%

Applications → Closed

Typical Borrower

Avg Loan Amount

$321,500

Avg Borrower Income

$139,550

Avg Property Value

$498,000

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

N/A

States with Loan Originations

3Full-year 2024 · HMDA

Loans originated

< 1010+None

Midwest1

South2

SCVA

Top States by Place Specialization Score

VirginiaState

Volume 13Mix 65.00% of portfolio

51/100

Sound

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.