What loan types does Dort Financial Credit Union offer?

Dort Financial Credit Union offers the following mortgage loan types: FHA, Conventional. Each product has its own pricing score and performance metrics.

Where does Dort Financial Credit Union offer mortgages?

Dort Financial Credit Union offers mortgages in 2 states: FL, MI.

How competitive are Dort Financial Credit Union's mortgage rates?

Dort Financial Credit Union has an overall pricing score of 47.7/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Dort Financial Credit Union?

Dort Financial Credit Union is a Credit Union headquartered in Grand Blanc, MI.

Unclaimed

Dort Financial Credit Union

Credit Union•Grand Blanc, MIHQ•Direct•Reviews near you on Google

Dort Financial Credit Union has 282 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Sound

3/5

vs. all lenders

Pull-through

Exceptional

5/5

closing strength

Product

Strong

4/5

FHA · Conventional

Place

Strong

4/5

Regional · 3 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Awards

Conventional

Superstar

FHA

Superstar

Refinance

Superstar

Summary

What They Do Well

Strong pull through performance
Particularly strong in Conventional and FHA loans

Explore another lender or local market

Report Card

Dort Financial Credit Union performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Sound

+22.4 bps above market avg

3/5

Pull Through

Closing strength

Exceptional

Top 20% of lenders

5/5

By Loan Product· Specialization by type

Conventional

246 loans · 0.16% above market

Strong

Top 40% of lenders

4/5

FHA

34 loans · 0.74% above market

Strong

Top 40% of lenders

4/5

By Loan Purpose· Transaction purpose mix

Purchase

178 loans · 0.19% above market

Sound

Top 60% of lenders

3/5

Refinance

104 loans · 0.28% above market

Strong

Top 40% of lenders

4/5

By Location· Geographic coverage

Geographic Reach

Regional · 4 markets

Sound

Top 60% of lenders

3/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Strong	Strong	Sound	Exceptional	246	87.2%	+0.162%Above	$635Fees
FHA Loans	Strong	Strong	Strong	Strong	34	12.1%	+0.738%Above	$146Fees

Conventional

Overall

Strong

Product

Strong

Pricing

Sound

Pull Through

Exceptional

Volume246

Mix87.2%

Spread

+0.162%Above

Fees

$635Fees

FHA Loans

Overall

Strong

Product

Strong

Pricing

Strong

Pull Through

Strong

Volume34

Mix12.1%

Spread

+0.738%Above

Fees

$146Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Sound	Sound	Strong	178	63.1%	+0.188%Above	$603Fees
Refinance	Strong	Strong	Sound	Exceptional	104	36.9%	+0.279%Above	$552Fees

Purchase

Overall

Sound

Product

Sound

Pricing

Sound

Pull Through

Strong

Volume178

Mix63.1%

Spread

+0.188%Above

Fees

$603Fees

Refinance

Overall

Strong

Product

Strong

Pricing

Sound

Pull Through

Exceptional

Volume104

Mix36.9%

Spread

+0.279%Above

Fees

$552Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

282

Applications

347

Volume

$53 million

Pricing & Closing

Avg Rate Spread

+0.224%

vs. market APOR

Avg Net Fees

$583

Origination − Credits

Pullthrough Rate

81.3%

Applications → Closed

Typical Borrower

Avg Loan Amount

$188,511

Avg Borrower Income

$107,326

Avg Property Value

$274,362

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

2Full-year 2024 · HMDA

Loans originated

< 200200+None

Midwest1

South1

Top Metro Areas by Place Specialization Score

Flint, MIMetro

Volume 167Mix 59.22% of portfolio

90/100

Exceptional

Warren, MIMetro

Volume 42Mix 14.89% of portfolio

60/100

Sound

Saginaw, MIMetro

Volume 10Mix 3.55% of portfolio

44/100

Sound

Top States by Place Specialization Score

MichiganState

Volume 273Mix 96.81% of portfolio

77/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of Dort Financial Credit Union?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile

The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.